AML Financial Crime Risk Analyst II (Enhanced Due Diligence, High Risk Customer Program) (4983)

TD•Toronto, ON

6d•CA$69,700 - CA$98,400•Onsite

About The Position

The AML Financial Crime Risk Analyst II role provides specialized guidance, assistance, and support to Financial Crime Risk Management (FCRM) teams. This experienced professional independently performs end-to-end activities, requiring an advanced understanding of a range of products, services, processes, procedures, systems, and concepts within their area of specialty, including integration points with related areas. The role involves managing ambiguity, applying judgment to identify, troubleshoot, and resolve ongoing business and operational issues, and interpreting/administering policies. It also includes adopting and implementing business process improvements. Guided by practices, procedures, and operating plans, the analyst makes process and capacity management decisions to ensure ongoing operations. This position typically reports to a Manager/Senior Manager and deals with a moderate level of complexity in operational, reporting, process, and/or analysis functions, requiring a short to medium-term focus.

Requirements

Undergraduate degree or equivalent work experience
3+ years experience
Specialized FCRM experience

Nice To Haves

Enhanced Due Diligence experience
High Risk Customer Program experience

Responsibilities

Provide FCRM research, evaluation, operational, reporting, and/or analytical support in oversight, advisory services, and control functions to business (FCRM) partners in a timely manner.
Coordinate requests to and from business (FCRM) partners.
Assist in the preparation of summaries, communications, reports, and presentations for management, regulators, and other internal and external stakeholders.
Recommend responses to enterprise FCRM Program questions and immediately escalate any sensitive issues according to departmental procedures.
Analyze data and draw conclusions to meet program health reporting requirements.
Analyze emerging trends pertaining to regulatory changes, reporting, or other departmental functions and provide recommendations to enhance or rectify FCRM-related gaps, issues, and enhancements.
Proactively identify matters requiring additional review, escalation, and liaise with appropriate staff to resolve, as appropriate.
Coordinate tracking and reporting of FCRM function initiatives and programs.
Prioritize and manage own workload to meet SLA requirements for service and productivity.
Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions/activities as necessary.
Acquire and apply expertise in the FCRM discipline, provide guidance, assistance, and direction to other FCRM partners.
Identify, recommend, and effectively execute standard practices applicable to the FCRM discipline.
Keep abreast of emerging issues, trends, and evolving regulatory requirements.
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Adhere to internal policies/procedures and applicable regulatory guidelines.
Coordinate with other FCRM partners and compliance partners to ensure consistency in the application of FCRM.
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork, and ensure timely communication of issues/points of interest.
Support the team by continuously enhancing knowledge/expertise in own area and participate in knowledge transfer within the team and business unit.
Keep current on emerging trends/developments and grow knowledge of the business, related tools, and techniques.
Participate in personal performance management and development activities, including cross-training within own team.
Keep others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching, and/or guidance as appropriate.
Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
Act as a brand champion for your function and the bank, both internally and/or externally.
Grow knowledge of the business, related tools, and techniques.