AML Analyst

APEX Fintech Services • Dallas, TX

23h • Hybrid

About The Position

The AML Analyst is a critical member of the financial compliance team, responsible for identifying, analyzing, and mitigating risks related to money laundering and financial crimes. The role requires a meticulous, analytical professional who can interpret and enforce regulations and internal policies intended to prevent illicit financial activity. The analyst works with other departments to help ensure compliance with applicable anti-money laundering laws, regulations, and guidelines.

Responsibilities include investigating customer transactions, monitoring financial activity across platforms and accounts, preparing suspicious activity reports for FinCEN when required, supporting audits and requests from legal and regulatory bodies, maintaining AML policies and procedures, training staff, conducting risk assessments, and reviewing the effectiveness of controls.

Apex Fintech Solutions offers a hybrid work schedule for most roles, allowing employees to work from home and from one of its primary offices. The job description notes that duties and responsibilities may change at any time.

Requirements

• Bachelor’s degree in finance, criminal justice, forensics, or a related field.
• At least 2 years of experience in AML compliance, financial services, regulatory affairs, or a related area.
• Experience with financial software and analytical tools.
• Familiarity with global AML standards, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and FATF recommendations.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and ability to identify inconsistencies and anomalies in transaction data.
• Proficiency in data analysis using software such as Excel, SAS, or specialized AML software systems.
• Strong oral and written communication skills, including the ability to present complex information clearly.
• Ability to work independently and as part of a team in a fast-paced environment.
• High integrity and professionalism, with a commitment to confidentiality.

Nice To Haves

• CAMS (Certified Anti-Money Laundering Specialist) or similar certification.
• Previous experience in financial services with direct exposure to AML compliance.
• Experience working with cross-functional teams and managing projects.
• Advanced degree or professional certifications related to AML, banking, or financial services.

Responsibilities

• Investigate customer transactions in detail to identify potential money laundering or terrorist financing activities.
• Use analytical tools and methods to monitor financial transactions across multiple platforms and accounts.
• Generate suspicious activity reports (SARs) and file them with FinCEN as required.
• Collaborate with legal and regulatory bodies to provide requested information and facilitate audits.
• Assist in developing and updating internal AML policies and procedures in response to regulations and threats.
• Provide staff training and guidance on AML compliance, financial crime trends, and transaction monitoring systems.
• Assess risks associated with client profiles, high-risk products, and service providers to identify where enhanced controls may be needed.
• Review the effectiveness of existing controls and recommend improvements.

Benefits

• Healthcare benefits, including medical, dental, vision, and EAP.
• Competitive PTO.
• 401(k) match.
• Parental leave.
• HSA contribution match.
• Paid Calm app subscription.
• External learning benefits.
• Tuition reimbursement.
• Hybrid work schedule for most roles, with flexibility to work from home and a primary office.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level