AML Analyst

Apex Fintech Solutions • Dallas, TX

1d • Hybrid

About The Position

The AML Analyst is a critical member of the financial compliance team, responsible for identifying, analyzing, and mitigating risks related to money laundering and financial crimes. The role requires careful analysis and the ability to interpret and apply regulations and internal policies designed to prevent illicit financial activity. The analyst works with other departments to support compliance with applicable anti-money laundering laws, regulations, and guidelines.

The position investigates customer transactions, monitors activity across platforms and accounts, prepares suspicious activity reports, supports regulatory requests and audits, and helps maintain AML policies and procedures. It also includes conducting risk assessments, training colleagues, and evaluating the effectiveness of existing controls.

Apex Fintech Solutions powers digital wealth management and financial-market access for clients including Stash, Betterment, SoFi, Webull, and eToro. The company describes its culture through the values grit, results, empathy, accountability, and teamwork. This role follows a hybrid work schedule, allowing work from home and from one of the company’s primary offices.

Requirements

• Bachelor’s degree in finance, criminal justice, forensics, or a related field.
• At least 2 years of experience in AML compliance, financial services, regulatory affairs, or a related area.
• Experience with financial software and analytical tools.
• Familiarity with global AML standards, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and FATF recommendations.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and ability to identify inconsistencies and anomalies in transaction data.
• Proficiency in data analysis using software such as Excel, SAS, or specialized AML software systems.
• Strong oral and written communication skills, including the ability to explain complex information clearly.
• Ability to work independently and as part of a team in a fast-paced environment.
• High integrity and professionalism, with a commitment to maintaining confidentiality.

Nice To Haves

• CAMS (Certified Anti-Money Laundering Specialist) or a similar certification.
• Previous experience in a financial services environment with direct exposure to AML compliance.
• Experience working with cross-functional teams and managing projects.
• An advanced degree or professional certifications related to AML, banking, or financial services.

Responsibilities

• Investigate customer transactions to identify potential money laundering or terrorist financing activities.
• Use analytical tools and methods to monitor financial transactions across multiple platforms and accounts.
• Generate suspicious activity reports (SARs) and file them with the Financial Crimes Enforcement Network (FinCEN) as required.
• Collaborate with legal and regulatory bodies to provide requested information and facilitate audits.
• Assist in developing and updating internal AML policies and procedures in response to new regulations and threats.
• Provide staff training and guidance on AML compliance, financial-crime trends, and transaction monitoring systems.
• Perform risk assessments of client profiles, high-risk products, and service providers to identify areas requiring enhanced controls.
• Review the effectiveness of existing controls and recommend improvements.

Benefits

• Healthcare benefits, including medical, dental, vision, and EAP.
• Competitive PTO.
• 401(k) match.
• Parental leave.
• HSA contribution match.
• Paid Calm app subscription.
• External learning benefits.
• Tuition reimbursement.
• Hybrid work schedule for most roles, with flexibility to work from home and a primary office.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level