Aml Analyst

TEKsystems•Knoxville, TN

1d•$38 - $38•Onsite

About The Position

Our client is seeking an experienced AML Investigator to support its Financial Crimes and Compliance team. This role is responsible for reviewing potentially suspicious activity, conducting investigations, assessing financial crimes risk, and preparing regulatory reporting when required. The ideal candidate will have experience handling AML alerts, conducting investigations, documenting findings, and making risk-based decisions in accordance with regulatory requirements and internal policies.

Requirements

2+ years of experience in AML, Financial Crimes, Fraud Investigations, Compliance Operations, or a related field.
Experience reviewing AML alerts and conducting transaction investigations.
Knowledge of Suspicious Activity Report (SAR) preparation and regulatory reporting requirements.
Understanding of anti-money laundering regulations, financial crimes typologies, and risk management principles.
Strong analytical, investigative, and critical-thinking skills.
Excellent attention to detail and documentation abilities.
Ability to manage multiple investigations simultaneously in a fast-paced environment.
Strong written and verbal communication skills.
Proficiency with Microsoft Office applications, including Excel.

Nice To Haves

Experience in banking, fintech, payments, brokerage, or financial services environments.
Familiarity with KYC, Enhanced Due Diligence (EDD), sanctions screening, and transaction monitoring.
Experience utilizing case management systems and AML monitoring platforms.
CAMS, CFE, or related compliance certification preferred.
Knowledge of SEPA payments, payment operations, or regulatory reporting processes.

Responsibilities

Review and investigate AML alerts, unusual activity, and high-risk customer behavior.
Conduct risk-based assessments to determine whether activity warrants escalation or regulatory reporting.
Analyze customer transactions, account activity, and supporting documentation to identify potential financial crimes risks.
Prepare detailed investigation summaries, case documentation, and Suspicious Activity Reports (SARs) when appropriate.
Maintain comprehensive records of investigative findings, decisions, and supporting evidence.
Collaborate with Compliance, Financial Crimes, and Risk Management teams on complex cases.
Utilize internal systems, external data sources, and open-source intelligence (OSINT) tools to support investigations.
Review escalated cases and provide guidance on risk assessment and case disposition.
Support post-investigation actions, including account restrictions, enhanced monitoring, or customer offboarding recommendations.
Ensure all investigations are completed accurately and within established service-level requirements.
Stay current on AML regulations, financial crimes trends, sanctions requirements, and internal policies.