Ag Loan Officer

Longview Capital Corporation•Tuscola, IL

11d•$65,000 - $95,000•Onsite

About The Position

Longview Bank is seeking a Loan Officer with an agricultural or commercial lending background. The selected candidate will focus primarily on the lending area that best aligns with their experience and the bank’s needs. The Loan Officer supports the bank’s growth and profitability by building customer relationships, making sound lending decisions, managing credit risk, and generating new business. The role suits someone who enjoys understanding customers’ financial needs and participating in the local community. For candidates with agricultural lending experience, the role may focus on managing agricultural relationships and lending opportunities, including farm operating, farm real estate, equipment, and other agriculture-related loans. It involves understanding farming operations, cash flows, financial needs, and seasonal lending cycles; evaluating agricultural financial information, repayment capacity, and collateral; and developing business through customer relationships and community involvement. For candidates with commercial lending experience, the role may focus on managing commercial relationships and lending opportunities. It involves analyzing business financial statements, cash flow, credit requests, and other financial information; structuring loans according to customer needs, repayment capacity, collateral, and credit risk; monitoring financial performance and credit quality; and developing business through local relationships and community involvement. This is a full-time, salaried position at the Tuscola Branch in Tuscola, Illinois. The schedule is Monday through Friday, 40 or more hours per week, with availability required during standard branch hours, which may include Saturdays, and occasional after-hours community events, customer meetings, or bank-related activities. The salary range is $65,000–$95,000 per year. The role is an at-will employment relationship.

Requirements

Knowledge of lending products, credit analysis, financial risk assessment, and underwriting principles.
Experience analyzing financial statements and other borrower financial information.
Familiarity with applicable lending regulations, compliance requirements, and banking practices.
Proficiency with Microsoft Office and financial analysis tools.
Strong communication, relationship-building, negotiation, and interpersonal skills.
Ability to organize and prioritize responsibilities, work independently, exercise sound judgment, and manage multiple customer relationships.
Commitment to ethical standards, customer confidentiality, sound lending practices, business development, and professional representation of the bank.

Nice To Haves

Bachelor’s degree in Finance, Business, Economics, Agriculture, or a related field preferred.
Three years of experience in agricultural lending, commercial lending, relationship management, credit analysis, or a related role preferred.

Responsibilities

Develop and manage a loan portfolio while building strong customer relationships.
Analyze financial information and loan requests to make sound lending decisions.
Structure, document, and monitor loans in accordance with bank credit standards.
Develop new business and deepen existing customer relationships.
Partner with Loan Operations and other bank teams to provide an excellent customer experience.
Maintain compliance with bank policies and regulatory requirements while representing the bank positively in the community.
For agricultural lending: manage agricultural customer relationships and lending opportunities, including farm operating, farm real estate, equipment, and other agriculture-related loans.
For agricultural lending: understand customers’ farming operations, cash flows, financial needs, and seasonal lending cycles; analyze agricultural financial information and evaluate repayment capacity and collateral.
For agricultural lending: develop new agricultural business, strengthen existing relationships, and participate in agricultural organizations, events, and community activities.
For commercial lending: manage commercial customer relationships and lending opportunities; analyze business financial statements, cash flow, credit requests, and other relevant information.
For commercial lending: structure commercial loans based on customer needs, repayment capacity, collateral, and overall credit risk; monitor relationships and identify changes in financial performance or credit quality.
For commercial lending: develop relationships with local businesses, deepen existing commercial relationships, and participate in business and community activities.
Be available during standard branch hours, which may include Saturdays, and for occasional after-hours community events, customer meetings, or bank-related activities.