Ag Loan Officer II
About The Position
Security First Bank is seeking a relationship-focused Ag Loan Officer II to provide lending solutions for consumer, mortgage, agricultural, and commercial customers. The role develops customer relationships, analyzes credit requests, manages a loan portfolio, and delivers exceptional service while supporting the bank’s growth and lending objectives. The position works with lending support teams to process loan documentation and maintain compliance with bank policies and regulations, while promoting the bank’s products and services through referrals, community engagement, and relationship-building activities. Security First Bank is a locally owned financial services organization that has served individuals, families, businesses, and agricultural operations since 1898. The organization emphasizes integrity, teamwork, professional growth, and community impact. The job description notes that its listed duties are not a complete statement of all duties and responsibilities.
Requirements
- Minimum of two years of lending experience.
- Strong understanding of credit analysis, financial statements, and tax returns.
- Knowledge of lending practices, banking regulations, and financial records.
- Excellent communication, relationship-building, decision-making, and customer service skills.
Nice To Haves
- Associate degree in Business, Accounting, Agricultural Management, or a related field preferred.
Responsibilities
- Develop and maintain customer relationships while identifying lending and business development opportunities.
- Evaluate loan requests, analyze credit information, and make lending recommendations within established authority.
- Manage an assigned loan portfolio to ensure strong credit quality and exceptional customer service.
- Collaborate with lending support teams to process loan documentation and maintain compliance with bank policies and regulations.
- Promote bank products and services through referrals, community engagement, and relationship-building activities.
Benefits
- Competitive pay
- Medical, dental, and vision insurance
- 401(k) with company match
- Paid time off and paid holidays
- Employee Assistance Program (EAP)
- Life and disability insurance
- Professional development and career growth opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
