Ag Lender Trainee

Security National Bank•Mapleton, IA

9d•Onsite

About The Position

Security National Bank is seeking an Ag Lender Trainee who is passionate about agriculture, building relationships, and helping producers achieve their goals. This role offers the opportunity to learn the agricultural lending business from experienced lenders, gaining hands-on experience in customer relationships, financial analysis, credit underwriting, and business development. The position is ideal for individuals with backgrounds in agriculture, finance, business, banking, or related fields, providing a path to becoming a trusted advisor for agricultural customers.

Requirements

Bachelor's degree in agriculture, ag business, finance, business, accounting, economics, or a related field preferred
Agricultural background, farming experience, internship experience, or exposure to the ag industry is helpful but not required
Strong interpersonal and relationship-building skills
Excellent communication skills with the ability to connect with a variety of customers
Curiosity and willingness to learn new concepts and financial analysis skills
Strong attention to detail and organizational abilities
Ability to manage multiple priorities and meet deadlines
Analytical thinking and problem-solving skills
Self-motivated with a strong work ethic and commitment to personal growth
Ability to work independently while collaborating effectively with a team
Service-oriented, respectful, and committed to doing what's right for customers

Responsibilities

Develop a strong understanding of agricultural lending, credit analysis, and financial services.
Work alongside experienced lenders to learn the lending process from application through approval and servicing.
Gain exposure to farm operations, agricultural production practices, and customer financial management.
Participate in ongoing training and professional development opportunities.
Assist with developing and maintaining strong relationships with agricultural customers and prospects.
Participate in customer meetings, farm visits, and community events alongside experienced lenders.
Learn how to identify customer needs and recommend appropriate banking products and services.
Deliver exceptional service while building trust and long-term customer relationships.
Assist in gathering and analyzing financial information, loan requests, and supporting documentation.
Learn how to evaluate creditworthiness, repayment capacity, and collateral.
Support loan portfolio management through ongoing customer communication and account monitoring.
Develop skills in financial analysis, underwriting, and risk assessment.
Represent the bank professionally within the agricultural community.
Participate in farm and agricultural organizations, events, and networking opportunities.
Build connections that support future business development and community engagement.
Contribute to the continued growth of Security National Bank's agricultural banking services.