Ag Lender Trainee

SNB Career•Mapleton, IA

9d•Onsite

About The Position

At Security National Bank, we believe that everything matters because people matter. Every conversation, every decision, and every relationship is an opportunity to make a meaningful impact. If you're passionate about agriculture, building relationships, and helping producers achieve their goals, you'll find purpose—and opportunity—here. Agriculture is the foundation of many of the communities we serve, and our Ag Lending team plays an important role in helping producers, families, and ag businesses succeed. As an Ag Lender Trainee, you'll learn the agricultural lending business from experienced lenders who are committed to your development. You'll gain hands-on experience in customer relationships, financial analysis, credit underwriting, and business development while building the knowledge and skills needed for a successful career in agricultural lending. Whether your background is in agriculture, finance, business, banking, or a related field, this position provides the opportunity to learn, grow, and develop into a trusted advisor for agricultural customers.

Requirements

Bachelor's degree in agriculture, ag business, finance, business, accounting, economics, or a related field preferred.
Agricultural background, farming experience, internship experience, or exposure to the ag industry is helpful but not required.
Strong interpersonal and relationship-building skills.
Excellent communication skills with the ability to connect with a variety of customers.
Curiosity and willingness to learn new concepts and financial analysis skills.
Strong attention to detail and organizational abilities.
Ability to manage multiple priorities and meet deadlines.
Analytical thinking and problem-solving skills.
Self-motivated with a strong work ethic and commitment to personal growth.
Ability to work independently while collaborating effectively with a team.
Service-oriented, respectful, and committed to doing what's right for customers.

Responsibilities

Learn the Business: Develop a strong understanding of agricultural lending, credit analysis, and financial services.
Work alongside experienced lenders to learn the lending process from application through approval and servicing.
Gain exposure to farm operations, agricultural production practices, and customer financial management.
Participate in ongoing training and professional development opportunities.
Build Relationships: Assist with developing and maintaining strong relationships with agricultural customers and prospects.
Participate in customer meetings, farm visits, and community events alongside experienced lenders.
Learn how to identify customer needs and recommend appropriate banking products and services.
Deliver exceptional service while building trust and long-term customer relationships.
Analyze & Support Lending Decisions: Assist in gathering and analyzing financial information, loan requests, and supporting documentation.
Learn how to evaluate creditworthiness, repayment capacity, and collateral.
Support loan portfolio management through ongoing customer communication and account monitoring.
Develop skills in financial analysis, underwriting, and risk assessment.
Grow with the Community: Represent the bank professionally within the agricultural community.
Participate in farm and agricultural organizations, events, and networking opportunities.
Build connections that support future business development and community engagement.
Contribute to the continued growth of Security National Bank's agricultural banking services.