Actuarial & Regulatory Filing Specialist
About The Position
Knight Management Insurance Services LLC is seeking an experienced Actuarial & Regulatory Filing Specialist to support the development, preparation, submission, and maintenance of personal lines insurance filings. This role combines actuarial support with regulatory filing expertise and will work closely with underwriting, product management, compliance, finance, and executive leadership to ensure timely approval and implementation of rate, rule, and form filings. The ideal candidate will have direct experience preparing and managing California Department of Insurance (CDI) and Texas Department of Insurance (TDI) filings for personal auto and homeowners insurance products and be comfortable owning projects from actuarial analysis through regulatory approval. This role is designed to bring much of the actuarial filing work currently outsourced in-house, enabling KnightBrook to manage routine CDI and TDI rate, rule, and form filings internally while leveraging external consultants only for specialized or large-scale projects.
Requirements
- 3–7+ years of actuarial, product management, or insurance filing experience.
- Experience with California Department of Insurance (CDI).
- Experience with Texas Department of Insurance (TDI).
- Direct experience preparing Rate filings.
- Direct experience preparing Rule filings.
- Direct experience preparing Form filings.
- Direct experience preparing Supporting actuarial memoranda.
- Experience using SERFF.
- Experience with personal lines Personal Auto.
- Experience with personal lines Homeowners.
- Experience with personal lines Dwelling Fire.
- Familiarity with insurance statutes and regulations governing rate filings.
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, Data Analytics, or a related quantitative discipline.
Nice To Haves
- Progress toward actuarial credentials (CAS or ACAS) is preferred but not required.
- Strong analytical and quantitative skills.
- Excellent written communication for regulatory correspondence.
- Ability to manage multiple filing projects simultaneously.
- Detail-oriented with strong organizational skills.
- Ability to communicate effectively with actuaries, underwriters, regulators, executives, and external consultants.
- Strong project management capabilities.
- Prior experience at Property & Casualty insurance carriers.
- Prior experience at Insurance consulting firms (e.g., Perr & Knight, Milliman, Oliver Wyman, WTW).
- Prior experience at State insurance departments.
- Prior experience in personal lines product management or actuarial departments.
Responsibilities
- Prepare actuarial exhibits and supporting documentation for personal lines rate filings.
- Analyze rate adequacy, loss trends, premium impacts, and competitive positioning.
- Develop and maintain actuarial memoranda supporting rate revisions.
- Perform pricing analyses using internal company experience, industry data, catastrophe models, and external benchmarks.
- Assist in development of new products, rating plans, territories, and underwriting programs.
- Review premium indications and recommend rate changes.
- Support implementation and validation of approved rate changes.
- Prepare, submit, and manage insurance filings through SERFF.
- Coordinate rate, rule, and form filings for Personal Auto, Homeowners, Dwelling Fire, and Other personal lines products.
- Respond to regulator objections, information requests, and interrogatories.
- Track filing status and regulatory approvals.
- Coordinate implementation dates with internal stakeholders.
- Maintain filing documentation and historical filing repository.
- Prepare filing summaries for executive management.
- Work with Product Management and Underwriting to develop new insurance programs, rating variables, discounts and surcharges, territory updates, and underwriting guideline changes.
- Coordinate filing implementation with IT and Operations.
- Monitor regulatory developments impacting personal lines products.
- Assist with market conduct and regulatory examinations.
- Ensure products remain compliant with state insurance regulations.
- Support audits and internal compliance initiatives.
Benefits
- Medical, Dental, and Vision benefits.
- Supplemental life insurance policies for you and your dependents
- Long term disability insurance
- Flexible Spending Account (FSA)
- Employer paid life insurance
- Retirement plans: Employer match, 401(k) and Employee Stock Ownership Plan (ESOP)
- Metro-link Reimbursement
- Career Path Opportunities
- Onsite Gym with group Yoga and Pilates; classes
- UKG Wallet (access to your pay before payday)
- Tickets at Work- Discounts on parks, museums, movie tickets and much more
- AT&T Wireless Discounts
- Midway Rent a Car- Rental car Discounts
- Dell Member Purchase Program
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
