Actuarial Consultant ALDP - Remote
About The Position
UnitedHealthcare is seeking an actuarial professional to support Dental reserving, forecasting, and financial reporting. The position delivers actuarial insights for financial decision-making, reserve adequacy assessments, business performance monitoring, and enterprise reporting. The Actuarial Consultant applies actuarial judgment, analytical expertise, and business acumen to assess emerging experience, explain financial results, and support reserving, forecasting, and reporting processes. The role works collaboratively with Actuarial, Finance, Accounting, and business partners to translate complex analyses into actionable insights and improve actuarial processes. The role is remote from anywhere within the U.S. Employees hired in the Minneapolis or Washington, D.C. area must work in the office at least four days per week. Remote employees must follow UnitedHealth Group’s Telecommuter Policy. The position may occasionally support vision and LDTI processes and reporting.
Requirements
- Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, or a related quantitative discipline.
- At least 4 actuarial exams passed and actively pursuing the ASA designation.
- At least 4 years of actuarial work experience.
- Experience supporting at least one of actuarial forecasting, reserving, financial reporting, or healthcare analytics functions.
- Experience using one or more analytical and data technologies such as SAS, SQL, Python, R, Power BI, Snowflake, Databricks, or similar tools.
- Experience working with datasets and performing quantitative analyses.
- Advanced or higher proficiency with Microsoft Excel.
- Demonstrated actuarial judgment and ability to independently resolve complex or ambiguous analytical issues.
- Ability to manage multiple priorities and deliver high-quality work in a deadline-driven environment.
- Ability to communicate technical concepts and analytical findings to actuarial and non-actuarial audiences.
Nice To Haves
- ASA or FSA designation.
- Experience supporting dental, vision, ancillary, or specialty insurance products.
- Experience with actuarial valuation, reserve studies, financial reporting, or actuarial opinion support.
- Experience supporting accounting-related actuarial activities or LDTI reporting.
- Experience designing, improving, or automating actuarial models and reporting processes.
- Experience leading projects and influencing cross-functional business partners.
- Experience using AI-enabled tools, automation, or advanced analytical technologies to improve workflow efficiency, support decision-making, and enhance actuarial processes.
- Strong verbal and written communication skills, including ability to present complex findings to leadership audiences.
- Local to the Twin Cities, Minnesota, and surrounding suburbs.
Responsibilities
- Support actuarial analyses related to dental reserving, forecasting, acquisition performance, and financial reporting.
- Develop, maintain, and enhance actuarial models, reporting tools, and recurring processes supporting business and financial objectives.
- Analyze claim experience, reserve development, utilization trends, and business performance drivers to identify, quantify, and explain financial results.
- Produce and communicate analyses supporting monthly, quarterly, and annual forecasting and financial reporting.
- Support reserve studies and actuarial analyses used in management reporting and business planning.
- Develop exhibits, documentation, and supporting analyses for actuarial opinion and financial reporting requirements.
- Evaluate the effects of emerging experience, assumption changes, and accounting or reporting changes on business results.
- Investigate complex actuarial, operational, and financial questions; troubleshoot reporting variances; and serve as a subject matter expert for assigned processes.
- Partner with Finance, Accounting, and other business stakeholders to communicate findings and provide actionable insights.
- Document assumptions, methodologies, limitations, and interpretations for governance, peer review, audits, and knowledge transfer.
- Identify opportunities to improve actuarial workflows through automation, AI-enabled analysis, enhanced controls, and process modernization.
- Provide actuarial guidance for dental products, respond to business questions, and support interpretation of actuarial and financial results.
- Occasionally support vision and LDTI processes and reporting.
Benefits
- Comprehensive benefits package, subject to eligibility requirements.
- Incentive and recognition programs, subject to eligibility requirements.
- Equity stock purchase, subject to eligibility requirements.
- 401(k) contribution, subject to eligibility requirements.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
