Actuarial Analyst - Commercial P&C Insurance

EPIC Brokers•San Francisco, CA

1d•$150,000 - $200,000•Hybrid

About The Position

EPIC Insurance Brokers & Consultants is hiring an Actuarial Analyst to build pricing models for commercial property insurance and support casualty lines. The role builds, validates, and maintains actuarial, statistical, and catastrophe models used to price risk, then translates model results into recommendations brokers can use with risk managers and CFOs. Property pricing and modeling experience is required; current property experience and the ACAS credential are preferred but not required. This is a hands-on modeling role focused on working with policy information, exposures, loss runs, and other datasets to benchmark risk, assess pricing, and support clients preparing for renewal. The analyst will work with a geographically dispersed group of 10+ actuaries, with a core group in New York City, and collaborate with producers, property practice leaders, clients, and technical colleagues. The position is hybrid, with three to five days per week in an EPIC office in New York City, San Francisco, or Seattle. The role also involves preparing client-ready presentations and written explanations, participating in new-business proposals and prospect meetings, and documenting models so they are auditable and maintainable. EPIC expects the analyst to use AI tools to support data preparation, coding, drafting, and model testing, while applying judgment to verify results.

Requirements

At least 2 years of actuarial work, with meaningful experience in property pricing or modeling.
Property modeling experience that includes work such as loss development, trend, frequency/severity, catastrophe-load integration, and layer pricing.
Strong Excel skills and experience with at least one of Python, R, or SQL.
Experience using AI tools in day-to-day work, with sound judgment about their limitations and reliability.
Ability to explain technical work clearly to brokers and clients without relying on jargon.
Bachelor’s degree in actuarial science, mathematics, statistics, or another quantitative field.
Understanding of commercial property programs, including program structure, insurance towers, total insured values, and the actuarial concepts underlying them.
Ability to work with multiple stakeholders, including brokers, practice leaders, clients, and technical teams.

Nice To Haves

ACAS credential.
Current property experience.
Brokerage, reinsurance, or carrier-side property pricing experience.
Hands-on experience with major catastrophe models such as AIR or RMS; knowledge of how vendor output is incorporated into pricing.
Experience with benchmarking, limit adequacy analysis, and TCOR modeling in renewal discussions.
Familiarity with complex programs involving layered placements, quota shares, deductibles, self-insured retentions, and captives.
Experience with tools listed for the role, including @RISK, ModelRisk, Moody’s RMS, Verisk AIR, Archipelago, VBA, Power BI, Tableau, ArcGIS, S&P Capital IQ, PowerPoint, Copilot, or Claude.
Interest in helping build a growing property analytics practice.

Responsibilities

Build, validate, and maintain actuarial and statistical models for CAT and non-CAT property risk pricing.
Produce indicated rates, layer pricing, limit adequacy assessments, retention analyses, and TCOR views to inform insurance placement decisions.
Clean and prepare statements of values, loss runs, and policy schedules, and establish workflows that improve future analyses.
Translate model output into client-ready slides, benchmarks, and concise written narratives for brokers to present to clients.
Meet with producers, property practice leaders, and clients to explain results, answer questions, and help shape program structure.
Support new business through RFPs, prospect meetings, and other deliverables requiring actuarial analysis.
Use AI tools to support data cleanup, initial coding, drafting, assumption review, sanity checks, and pressure-testing model results.
Document models and analyses so they are auditable and usable by other team members.
Collaborate with a geographically dispersed actuarial team and stakeholders across the business.

Benefits

Managed PTO without accruals or caps for salaried/exempt employees; 22 PTO days at the start for hourly/non-exempt employees.
12 company-observed paid holidays and 4 early-close days.
Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave.
Employee referral bonus of $1,500 per hired referral.
Employee recognition programs and awards, including trips.
Mentorship program, tuition reimbursement, and leadership development.
Pet insurance, identity theft and fraud protection coverage, legal planning, family planning, and menopause and midlife support.
401(k) matching.
Medical insurance.
Dental insurance.
Vision insurance.
Wellness and employee assistance programs.