Actuarial Analyst - Commercial P&C Insurance

EPIC Brokers•San Francisco, NY

16h•Hybrid

About The Position

EPIC Insurance Brokers & Consultants is hiring an Actuarial Analyst to build, validate, and maintain actuarial, statistical, and catastrophe models for commercial property risk, with work also involving casualty lines. The role focuses on property pricing and modeling, using policy information, exposure data, and loss runs to benchmark risk, assess pricing, and support client renewal decisions. The position is hands-on, turning model results into recommendations brokers can use with risk managers and CFOs. The analyst works with a geographically dispersed group of 10+ actuaries, with a core group in New York City, and collaborates with producers, property practice leaders, clients, and technical colleagues. The role is hybrid, with three to five days per week in an EPIC office in New York City, San Francisco, or Seattle. ACAS is preferred but not required; non-credentialed candidates with relevant commercial insurance pricing or modeling experience are considered. EPIC is a nationwide insurance brokerage and consulting firm headquartered in New York City, founded in 2007, with more than 4,000 employees and over 60 offices. Its stated core values are Owner mindset, Inspire trust, Think big, and Drive results.

Requirements

At least 2 years of actuarial work, including meaningful experience in property pricing or modeling.
Hands-on property modeling experience, including loss development, trend, frequency/severity, catastrophe load integration, and layer pricing.
Strong Excel skills and experience with at least one of Python, R, or SQL.
Bachelor’s degree in actuarial science, mathematics, statistics, or another quantitative field.
Understanding of commercial property programs, including program structures, towers, and total insured values (TIV).
Ability to explain technical work clearly to brokers and clients without relying on jargon.
Ability to work with multiple stakeholders, including brokers, practice leaders, clients, and technical teams.
Self-starter mindset and interest in helping build a growing property analytics practice.
Familiarity with major catastrophe models, including AIR and RMS, and how vendor output is incorporated into pricing.
Comfort with complex insurance programs, including layered placements, quota shares, deductibles, self-insured retentions, and captives.
Use of AI tools in day-to-day work, with sound judgment about their appropriate use and reliability.

Nice To Haves

ACAS credential.
Brokerage, reinsurance, or carrier-side property pricing experience.
Experience with how actuarial work contributes to insurance placement decisions.
Hands-on experience with catastrophe model platforms or vendor outputs.
Experience with benchmarking, limit adequacy analyses, and TCOR modeling in renewal discussions.
Familiarity with most of the listed tools and platforms.

Responsibilities

Build, validate, and maintain actuarial and statistical models used to price catastrophe and non-catastrophe property risk.
Produce indicated rates, layer pricing, limit adequacy analyses, retention analyses, and total cost of risk (TCOR) views to inform insurance placement decisions.
Clean and organize schedules of values (SOVs), loss runs, and policy schedules, and establish workflows that make future analyses more efficient.
Translate model output into client-ready slides, benchmarks, and concise written narratives for brokers to present to clients.
Meet with producers, property practice leaders, and clients to explain analyses, address questions, and help shape insurance program structures.
Contribute actuarial analysis to new business pursuits, including requests for proposals, prospect meetings, and related deliverables.
Use AI tools to assist with data cleanup, initial coding, and drafting narratives, and to stress-test assumptions and results.
Document models so that they are auditable and usable by other team members.
Collaborate with a geographically dispersed group of actuaries and other stakeholders.

Benefits

Managed paid time off without accruals or caps for salaried/exempt employees.
22 paid time off days at the start of employment for hourly/non-exempt employees.
12 company-observed paid holidays and 4 early-close days.
Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave.
Employee referral bonus of $1,500 per hired referral.
Employee recognition programs and awards, including trips.
Employee Resource Groups, including Women’s Coalition and EPIC Veterans Group.
Mentorship Program.
Tuition Reimbursement Program.
Leadership Development.
Pet insurance.
Identity theft and fraud protection coverage.
Legal planning.
Family planning support.
Menopause and midlife support.
401(k) matching.
Medical insurance.
Dental insurance.
Vision insurance.
Wellness and employee assistance programs.