Accounting Manager

Tilt Finance

1d•Remote

About The Position

Join the Tilt team. At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward. The opportunity Crossing $500M in ARR while nearly doubling revenue year over year isn't an accident — it's the result of a team that moves fast and builds smart. Now we need the accounting function to match. We're hiring an Accounting Manager to own product accounting across loans, credit cards, and cash advances — and evolve it for the company we're becoming. Reporting directly to our Controller, you'll work shoulder-to-shoulder with Engineering, FP&A, and Capital Markets to build something that's not just audit-ready, but built to scale with everything that comes next. This is a hands-on, high-ownership IC role — the person who does the work, drives the decisions, and sets the standard for how product accounting runs at Tilt. Tilt is a remote-first company that fosters connectivity through regular offsites. Travel for company offsites is required at least twice per year.

Requirements

7–10 years of accounting experience with deep expertise in fintech or financial services product accounting — loans, credit cards, or cash advances; general accounting operations alone won’t translate
Background that spans both a fast-paced, high-growth startup and a rigorous public company environment — you’ve seen what “right” looks like at scale and know how to build toward it
High autonomy operating style: you independently identify what’s broken, own your prioritization, and execute without hand-holding — you bring solutions, not status updates
Demonstrated experience managing or mentoring a team; you’re ready to lead two direct reports from day one and set the direction for their development
Track record of anticipating issues proactively and translating insights into action — you surface problems early and own the resolution
Strong working knowledge of U.S. GAAP and accounting operations across a range of product types
Proficiency in Microsoft Excel; experience with NetSuite or similar ERP systems is a plus
CPA or CPA-track strongly preferred
A builder’s mindset: you’re not here to maintain something — you’re here to make it better

Responsibilities

Rebuild product accounting from the ground up — Evaluate every process supporting loans, credit cards, and cash advances. Identify what's broken or unscalable and rebuild it using industry best practices, so that when something goes wrong, troubleshooting takes minutes, not days.
Own end-to-end close — Lead monthly and quarterly close across product accounting, ensuring timely and accurate reporting. Drive balance sheet reconciliations, journal entries, revenue, accruals, and cash activity across all core product lines.
Partner with Engineering, Data Infrastructure, and BI — Ensure proper accounting treatment is designed into new products from day one — not patched in after the fact. This requires genuine subject matter expertise, not just coordination.
Strategize across functions — Work directly with FP&A, Capital Markets, and senior leadership to identify cross-functional workstreams and proactively flag gaps, risks, and opportunities before they become blockers.
Build for audit readiness — Establish the documentation, audit trails, and process controls that reflect where the company is headed. You’ll be the person who ensures the books are ready before the auditors arrive.
Own accounting for complex fintech products — Lead accounting treatment for loan originations, servicing, interest income, charge-offs, and credit card and cash advance operations.
Support audit and regulatory requirements — Prepare workpapers, documentation, and reconciliations that meet the rigor of annual audits and regulatory exams.