Wire Desk Specialist

The Loan Store, Inc.Plano, TX

About The Position

A Wire Desk Specialist role in mortgage lending is a critical operational position that ensures accurate, timely, and compliant processing of wire transfers for loan funding and payoff. The Wire Desk Specialist acts as a quality and financial control point between loan closing, funding, and warehouse banks/investor delivery. They manage wire disbursements, verify documentation, and coordinate with internal and external partners to ensure compliance with company, regulatory, and investor requirements.

Requirements

  • High school diploma or GED
  • 1–3 years in mortgage post-closing, closing, funding, or secondary marketing
  • Proficiency with MS Excel, LOS platforms, imaging systems, and wire portals
  • Familiarity with TRID, RESPA, HMDA, and investor guidelines
  • Strong attention to detail, time management, communication, and organizational skills

Nice To Haves

  • Associate or bachelor’s degree
  • Banking or financial services wire experience

Responsibilities

  • Prepare, verify, and release wire transfers for loan funding; follow banking controls and dual verification processes
  • Communicate with settlement agents, title companies, warehouses, and internal teams
  • Identify deficiencies or missing items and work with operations to resolve quickly
  • Maintain records in loan origination systems (e.g., Encompass, Empower), imaging systems, and wire platforms
  • Respond to inquiries about incoming/outgoing funds; interact with banks to resolve issues
  • Maintain wire request logs to prevent duplication and track on-hold wires
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