Commercial & Investment Bank Wholesale Credit Risk Analyst

JPMorgan Chase & Co. • Plano, TX

6d

About The Position

As an Wholesale Credit Risk Analyst in Wholesale Credit Risk, Commercial & Investment Bank, you use analytical skills and industry knowledge to support credit decisions for a portfolio of clients. You work with us and with coverage and product partners to meet client credit requests while balancing risk and return and maintaining a strong culture of compliance. You monitor portfolio performance, develop independent credit opinions, and communicate your analysis clearly through written approvals and ongoing credit research.

Requirements

• Bachelor’s degree with academic training in accounting principles, corporate finance, capital markets products, and macroeconomics
• Strong analytical and financial modeling skills
• Strong accounting and corporate finance knowledge
• Strong verbal and written communication skills, with interest in client interaction
• Strong work ethic and motivation to learn
• Ability to work well under pressure in a demanding team environment
• Ability to understand, explain, and debate complex concepts
• Proficiency in Microsoft Office, especially Excel, PowerPoint, and Word

Nice To Haves

• Credit or underwriting credentials and relevant analytical experience
• Analytical or financial experience in consumer, retail, or healthcare sectors

Responsibilities

• Conduct credit analysis to support approval of lending and trading-related transactions, individually and as part of a deal team
• Prepare written credit approval documents, including financial statement spreading, analysis, and cash flow projections for large corporate borrowers
• Develop forward-looking views of business, financial, and competitive risks across companies and sectors
• Manage and monitor a portfolio of client credit exposures across industry classes on an ongoing basis
• Own client credit needs and projects and form independent credit opinions
• Assign and maintain accurate risk ratings for clients and facilities
• Maintain up-to-date credit research and key risk views for covered clients
• Participate in credit due diligence, including for capital markets transactions
• Collaborate with credit risk peers and business partners to support timely, well-governed decisions

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level