Wealth Management Banker - Yucaipa, CA

U.S. Bank•Yucaipa, CA

About The Position

The Wealth Management Banker in the affluent segment is responsible for the overall affluent client experience. The role coordinates relevant U.S. Bank entities to deliver products and services suited to client needs, including identifying experts in areas such as mortgage, small business banking, and personal trust services. The banker develops, manages, and retains Affluent Wealth Management client relationships through proactive contact with assigned and prospective clients. The position involves prospecting and calling leads, meeting with affluent clients to gather financial information and assess their needs, and determining suitable financial products for their current and future circumstances. The banker facilitates strategies and capabilities involving lending, deposits, and purchasing power, grows the affluent client base and revenue, partners with an Advisor, collaborates with branch teammates, and refers clients to other U.S. Bank financial services when appropriate. The role requires NMLS registration under the S.A.F.E. Act of 2008 and Regulation Z, including a criminal background and credit check. Failure to meet or maintain registration requirements may result in rescission of an offer or termination of employment.

Requirements

Bachelor's degree or equivalent work experience.
Up to three years of experience in Wealth Management, private banking, or financial services.
Series 6-63 or Series 7-63 licenses.
NMLS registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z, including completion of the required registration process and criminal background and credit checks.
Ability to comply with U.S. Bank policies and procedures, including its Code of Ethics and Business Conduct and workplace conduct and safety policies.

Nice To Haves

Strong relationship management, sales, and business development skills.
Basic understanding of Wealth products and offerings.
Basic competency in financial planning.
Ability to engage in wealth discussions with clients to increase book of business.
Well-developed analytical and problem-solving skills.
Ability to make critical decisions independently.
Effective writing, speaking, and presentation skills.
Strong knowledge of complex credit.

Responsibilities

Prospect and call leads.
Meet with affluent clients to collect financial information, conduct discovery, assess needs, and evaluate each client's circumstances.
Determine which financial products are suitable for each client's current and future circumstances.
Facilitate delivery of strategies and capabilities, including lending, deposits, and purchasing power.
Grow the Affluent client base and increase revenue by consistently using the client service matrix and proactively identifying new clients.
Partner with an Advisor as a teammate.
Collaborate with branch teammates to identify and refer potential affluent prospects.
Refer and partner with other financial services within U.S. Bank channels, as appropriate.
Develop, manage, and retain Affluent Wealth Management client relationships through proactive contact with assigned and prospective clients.
Coordinate relevant entities and identify experts, including mortgage, small business banking, and personal trust services, to support the affluent client experience.

Benefits

Healthcare coverage, including medical, dental, and vision.
Basic term and optional term life insurance.
Short-term and long-term disability insurance.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation from two to five weeks, depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Incentive and recognition programs.
Equity stock purchase.
Pension.