Wealth Advisor

Mountain America Credit Union•Meridian, ID

21h•Onsite

About The Position

As a member of Mountain America’s wealth management team, you will collaborate with MACU branches and with a third-party broker dealer to provide comprehensive wealth management solutions to our members. This role is pivotal in delivering personalized financial guidance, enhancing member relationships, and assisting them with defining and achieving their financial dreams. The Wealth Advisor I role partners with a more seasoned advisor to assist in providing exceptional experiences to credit union member by showing proficiency in the following areas: Assist with data entry, account servicing, and branch trainings. As needed, attend joint appointments with clients. Partner with a tenured advisor to learn and develop the skills below: Member Engagement: Maintain and deepen long-term relationships with credit union members, understanding their financial needs, goals, and risk tolerance. This calls for periodic reviews and providing education to members. Document all interactions within a CRM system and follow up promptly on all member inquiries. Financial Planning: Develop comprehensive plans that align with members' objectives, including retirement planning, education funding, tax considerations, estate planning, and insurance needs. Acting in a fiduciary capacity, make product recommendations to improve the financial situations of members and monitor for changes as needed. Sales and Business Development: Identify opportunities to grow the wealth management program and the overall credit union, including cross-selling credit union products and services and generating referrals. Maintain productive relationships with the branches you serve and educate branch partners on wealth management principles to encourage branch referrals. Compliance: Adhere to all regulatory requirements and ethical standards, maintaining a high level of professionalism and integrity in all member interactions. Maintain accurate and up-to-date records of member interactions and financial plans in accordance with compliance and broker dealer requirements.

Requirements

Minimum of 2 years of relevant experience or completion of an accredited college program.
A Bachelor's degree from an accredited institution, or enrollment in an accredited college program, or 2 years in a related field.
SIE (Securities Industry Essentials), Life Insurance, Series 7, and Series 63 & 65 (or 66 in place of 63 & 65) required within 90 days if not active upon hiring.
Advanced Microsoft Office Suite, Outlook, ability to learn applicable software required for role.
Ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals.
Ability to write routine reports and correspondence.
Ability to speak effectively before groups of employees, members, or clients.
Ability to effectively communicate and coach while responding to all member inquiries in an efficient manner.
Superior sales skills and have a command of all aspects of investment and insurance products including mutual funds and annuities.
Thorough understanding of economic principles and compliance standards.
Demonstrates proven ability to adapt and respond appropriately to changing work demands.
Ability to multi-task many high priority tasks.

Responsibilities

Assist with data entry, account servicing, and branch trainings.
Attend joint appointments with clients as needed.
Maintain and deepen long-term relationships with credit union members, understanding their financial needs, goals, and risk tolerance.
Conduct periodic reviews and provide education to members.
Document all interactions within a CRM system and follow up promptly on all member inquiries.
Develop comprehensive financial plans that align with members' objectives, including retirement planning, education funding, tax considerations, estate planning, and insurance needs.
Make product recommendations to improve the financial situations of members and monitor for changes as needed.
Identify opportunities to grow the wealth management program and the overall credit union, including cross-selling credit union products and services and generating referrals.
Maintain productive relationships with the branches served and educate branch partners on wealth management principles to encourage branch referrals.
Adhere to all regulatory requirements and ethical standards, maintaining a high level of professionalism and integrity in all member interactions.
Maintain accurate and up-to-date records of member interactions and financial plans in accordance with compliance and broker dealer requirements.