VP, Trust Officer

Wintrust Financial Corporation•Saint John, ND

1d•$85,000 - $110,000•Hybrid

About The Position

Wintrust Wealth Management is seeking a VP, Trust Officer to administer personal trust accounts, estates, guardianships, life insurance trusts, court-supervised trusts, investment agencies, custody accounts, and IRAs, including highly complex situations. The role represents Wintrust Private Trust Company in fiduciary relationships, interprets governing documents, ensures compliance with applicable responsibilities and policies, and serves as a primary contact for clients, beneficiaries, families, guardians, attorneys, and other professionals. The position manages account administration from document review and fiduciary acceptance through investment coordination and final distribution. Responsibilities include addressing estate and trust matters, coordinating investment reviews and tax returns, working with real estate partners, opening and maintaining accounts, collecting and transferring assets, processing distributions, and preparing discretionary requests. The officer also develops business and referrals, works with internal wealth management and banking partners, retains clients, and grows revenue in Northwest Indiana and surrounding regions. The role requires independent judgment as well as collaboration with a team and support staff. The estimated salary range is $85,000–$110,000, with eligibility for an annual bonus. The position is marked hybrid. Wintrust describes its culture as inclusive and notes its commitment to equal opportunity employment.

Requirements

Bachelor’s degree required.
Minimum of 8 years of trust administration experience.
Extensive knowledge of estates, personal trusts, IRAs, and investment management accounts.
Exceptional verbal and written communication skills.
Highly proficient with Microsoft Office Suite, including Word, Outlook, and Excel.
Ability to handle multiple responsibilities in a fast-paced and often stressful environment.
Strong sales acumen.
Ability to communicate and relate effectively to professionals, clients, and partners with different educational backgrounds, interests, and beliefs.
Ability to work independently and as a member of a team.

Responsibilities

Administer personal trust accounts and related estates, guardianships, life insurance trusts, court-supervised trusts, investment agencies, custody accounts, and IRAs, including complex cases.
Represent Wintrust Private Trust Company as trustee, reviewing governing documents and managing fiduciary responsibilities from acceptance through final distribution.
Interpret trust instruments, probate documents, and other governing documents, and monitor account activity for compliance with policies, procedures, rules, and regulations.
Serve as a primary relationship contact for clients, beneficiaries, families, guardians, wards, co-fiduciaries, grantors, and case managers; resolve complex issues and explain matters arising during administration.
Coordinate with clients, attorneys, CPAs, portfolio managers, real estate partners, and internal teams on account administration, investment reviews, meetings, and other matters.
Coordinate protection, insurance, management, purchase, and sale of real estate with the real estate team.
Prepare or review annual tax returns, accountings, budgets, tax documents, and other documentation related to trust and estate administration.
Prepare discretionary requests for appropriate review and approval; authorize payments and consider tax liabilities in accordance with bank policies.
Open and coordinate investment management, custody, trust, and IRA accounts; collect assets, cost basis, acquisition dates, tax information, and investment objectives.
Contact clients regarding required minimum distributions from IRAs and arrange distributions.
Cultivate referral relationships with lawyers, accountants, and other centers of influence; develop new business and refer prospects to internal partners.
Work with Wintrust Wealth Management teams, financial advisors, investment and commercial partners, and bank staff to cross-sell services.
Retain the existing client base, generate new revenue, grow business in Northwest Indiana and surrounding regions, and identify additional assets or referrals from existing clients.
Monitor files for compliance with Wintrust Private Trust policies and procedures; initiate and monitor asset transfers.
Coordinate cash processing, account opening and closing, file maintenance, written correspondence, and other operational work with support staff.
Review fees for appropriateness, maintain organized physical and electronic files, and complete internal account reviews in coordination with portfolio managers.
Represent the bank in business-related activities such as professional organizations, conferences, and seminars.