VP of Finance

interface.ai•San Francisco, CA

2d•$240,000 - $280,000•Onsite

About The Position

Interface AI is redefining how financial institutions serve their members through agentic AI and conversational AI, with production deployments and measurable outcomes. The company has raised $30 million in Series A funding and is cash-flow positive. Its mission is to democratize financial wellness for every American. The VP of Finance will manage the company’s financial operations, strategic planning, budgeting, and forecasting. This role owns reporting for the board, investors, and bank and credit union customers, and works with the CEO and leadership team on investment and growth decisions. The position is on-site in San Francisco and reports directly to the CEO. The VP of Finance will lead financial planning and analysis; oversee accounting, billing, collections, payroll, close, and financial reporting; support strategic decisions; manage multi-state and international finance; maintain GAAP compliance and internal controls; and hire and lead the finance, accounting, and analyst team. The role calls for both hands-on financial modeling and strategic leadership as the company scales.

Requirements

At least 5 years as a Director or VP of Finance, ideally in AI, SaaS, financial services, or banking.
Bachelor’s degree in Finance, Accounting, or Economics.
Hands-on experience with multi-state and multi-country finance, including state tax nexus, multi-state payroll, foreign entity compliance, transfer pricing, and consolidated reporting.
Strong command of GAAP, revenue recognition, and internal controls.
Track record of leading FP&A, owning the close, and managing external audits.
Experience preparing board materials and working directly with investors.
Comfort working hands-on, building financial models and setting strategy.
Clear communication with engineers, sellers, executives, and board members.

Nice To Haves

MBA or master’s degree.
CPA, CFA, or CMA certification.
Big 4 background.
Experience building SOX-ready controls.
Experience working with banks or credit unions, including vendor due diligence and financial reviews.
Experience with entities in other global markets, such as India.

Responsibilities

Lead the long-range plan, annual operating budget, and rolling forecasts.
Own cash flow management and financial modeling, including scenario planning for hiring and growth.
Track and report ARR, net revenue retention, gross margin, CAC payback, and unit economics by product line.
Run monthly budget-versus-actual reviews with department leaders.
Oversee daily financial operations, including accounting, billing, collections, payroll, and spend management.
Own monthly, quarterly, and annual close processes and deliver accurate financial statements on schedule.
Manage revenue recognition under ASC 606 for multi-year enterprise contracts.
Prepare and present quarterly board and investor reporting.
Manage cash, banking relationships, and the finance technology stack, including ERP, billing, payroll, and spend management.
Partner with the CEO and department heads to evaluate capital allocation, ROI, profit margins, and growth opportunities.
Build business cases for major investments in products, markets, and headcount.
Provide finance support for bank and credit union vendor due diligence reviews.
Manage multi-state tax compliance, including sales and use tax, nexus, income and franchise tax, and multi-state payroll.
Oversee finance for international entities, including India, covering statutory compliance, transfer pricing, intercompany accounting, and consolidation.
Manage outside tax, legal, and audit advisors and determine which work to bring in-house.
Ensure adherence to GAAP across all entities.
Build and maintain internal controls with SOX readiness in mind as the company scales.
Lead annual financial audits and support regulatory audits.
Hire, mentor, and manage the finance, accounting, and analyst team.
Establish processes and goals that enable the team to scale with the company.