VP of Capital Markets
About The Position
The Vice President of Capital Markets is a leadership role responsible for optimizing the company's secondary marketing hedging, investor relations, and loan sale strategies. This position works with the VP’s, SVP’s and EVP’s of the department to improve the management of mortgage pipeline risk, optimization of gain-on-sale margins, and development of capital markets relationships to support the organization's growth and profitability objectives. The VP, Capital Markets serves as a strategic partner to executive leadership, ensuring efficient liquidity management, market competitiveness, and compliance with regulatory and investor requirements.
Requirements
- Bachelor's degree in Finance, Economics, Business Administration, Accounting, or related field required.
- 10+ years of mortgage banking and capital markets experience.
- 5+ years of progressive leadership experience within secondary marketing or capital markets.
- Extensive experience with agency and non-agency mortgage execution strategies.
- Proven expertise in mortgage pipeline hedging, pricing, and risk management.
- Strong understanding of: Mortgage-backed securities (MBS), Secondary mortgage markets, Interest rate risk management, Mortgage servicing rights (MSR) valuation and execution, Agency guidelines (FNMA, FHLMC, GNMA), Whole loan and correspondent trading.
- Proficiency with capital markets and mortgage banking systems.
- Strategic Leadership
- Financial Acumen
- Capital Markets Expertise
- Risk Management
- Negotiation & Relationship Management
- Data Analysis & Decision-Making
- Executive Communication
- Process Improvement
- Results Orientation
Responsibilities
- Work with department leaders to assist in the execution of the company's capital markets strategy to maximize profitability, liquidity, and operational efficiency.
- Optimize mortgage pipeline risk through effective hedging strategies and market analysis.
- Monitor market trends, interest rate movements, and economic conditions to inform pricing and execution decisions.
- Recommend strategic initiatives to improve gain-on-sale margins and overall secondary market performance.
- Work with department leaders on establishing more economic alternatives to the company’s existing delivery options
- Optimize loan execution through agency, correspondent, and whole-loan sale channels and find new alternatives to enhance overall performance
- Evaluate and implement new investor programs and execution strategies.
- Monitor hedge effectiveness and ensure accurate reporting of positions and exposures.
- Collaborate with finance and risk management teams to assess and manage liquidity, warehouse utilization, and counterparty risk.
- Ensure compliance with internal risk policies and regulatory requirements.
- Provide guidance on new mortgage products and market expansion initiatives.
- Collaborate closely with Sales, Operations, Finance, Servicing, and Compliance departments.
- Establish performance metrics, reporting standards, and operational controls.
- Present market updates, risk assessments, and performance results to executive leadership
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What This Job Offers
Job Type
Full-time
Career Level
Executive
