VP Mortgage - Full-Time - Louisville, KY

L&N Federal Credit Union•Louisville, KY

1d•Onsite

About The Position

Reporting to the Chief Lending Officer, this Executive is responsible to plan, organize, lead, and control all Mortgage Lending activities within the Credit Union. This role will directly or indirectly lead and supervise Mortgage Loan Manager, Construction Loan Manager, Mortgage Loan Underwriter, Mortgage Loan Processor, Secondary Market Specialist and Mortgage Loan Servicer.

Requirements

Equivalent to Bachelor’s Degree in Business or related field.
Minimum of 5-10 years’ experience in Mortgage Lending.
Proven and exceptional customer service and communication skills.
Proficient with the Microsoft Office Suite of products.
Experience with

Responsibilities

Lead the Mortgage Department while supervising, advising, and counseling our Mortgage Lending Supervisor to directly lead the team.
Work with Executive team to establish goals, objectives, and creating an annual Business Plan; work with Executive team on meeting said goals and objectives.
Attend monthly VP Meetings to discuss all Board Meeting items, employee suggestions, and all Credit Union operational items.
Attend monthly Pricing and Product meetings to recommend pricing changes, to discuss existing and new products and procedures, as well as trends.
Attend monthly Delinquency meetings to assist with any Mortgage related delinquency decisions within the Credit Union.
Analyze data weekly for Mortgage Lending for goal and volume reporting.
Provide weekly and monthly data to employees on Mortgage Loans to monitor progress and create competition for loan and product growth.
Review all Mortgage Lending policy for possible changes, additions, and compliance updates at least once annually.
Monitor compliance and keep up with law and regulation changes in Mortgage Lending for ECOA, RESPA, TILA, HMDA, FACTA, SAFE Act, NCUA and State laws.
Be the Mortgage contact for NCUA in all Lending annual examinations, providing all data and response to any inquiries.
Participate in creation of all Mortgage Lending related goals and budget items.
Work directly with Secondary Market Specialist to review salable loans to investors and review Investor Loan Reporting monthly.
Maintains relationship with Credit Union Vendors for Mortgage Lending.
Maintains data integrity and confidentiality in all member and employee loan matters.
Maintains software used for Mortgage Lending including Origination, Processing and Servicing.
To be a constant advocate and salesperson of the Credit Union, and its products and services, to business contacts and to the community at large.
To support employee growth and morale at all times.