VP, Commercial Real Estate

Axos Bank • San Diego, CA

21h

About The Position

The VP, Commercial Real Estate plays a strategic role in developing and managing client relationships as Axos Bank expands its non-recourse commercial real estate lending platform. The position originates, structures, and closes loans across asset classes including multifamily, condominiums, industrial, and hospitality. The VP manages client relationships and credit risk, supports transaction approvals, monitors portfolio performance, and works with internal teams to execute and service deals.

Requirements

• Bachelor’s degree in Finance, Business, Economics, or a related field.
• Minimum 7 years of experience in commercial lending, investment banking, or structured finance, focused on non-recourse or project-based lending.
• Proven track record managing complex credit relationships and originating new business.
• Deep understanding of credit risk, collateral structures, legal documents, and non-recourse financing frameworks.
• Exceptional communication, negotiation, and relationship management skills.
• Strong analytical capabilities, including advanced financial modeling and valuation skills.

Nice To Haves

• MBA or relevant graduate degree.

Responsibilities

• Structure, underwrite, and close complex non-recourse lending transactions.
• Serve as the lead relationship manager for clients, including sponsors, developers, and institutional investors.
• Conduct credit due diligence, financial modeling, and risk analysis to support underwriting and transaction approval.
• Prepare and present detailed credit memoranda to internal credit committees.
• Monitor portfolio performance, covenant compliance, and overall credit risk.
• Maintain knowledge of market conditions, regulatory developments, and competitive positioning in non-recourse lending.
• Collaborate with legal, risk, capital markets, and operations teams to support deal execution and servicing.
• Drive business development and strategic client coverage to grow assets under management and fee income.

Benefits

• Medical, dental, vision, and life insurance.
• Paid sick leave, three weeks’ vacation, and holidays (about 11 per year).
• HSA or FSA account and other voluntary benefits.
• 401(k) retirement savings plan with employer match.
• 529 savings plan.
• Employee mortgage loan program.
• Free access to an Axos Bank account with self-directed trading.
• Annual discretionary cash bonus target of 50%, potentially awarded semi-annually based on achievement of performance goals and targets.
• Annual discretionary restricted stock units bonus target of 50%, potentially awarded semi-annually based on achievement of performance goals and targets.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior