Virtual Loss Control Representative

Harford Mutual Insurance Group • ,

8d • $78,840 - $113,333 • Hybrid

About The Position

Harford Mutual Insurance Group is seeking a Virtual Loss Control Representative for its Loss Control Department. The representative conducts virtual surveys and services for current and prospective commercial accounts across all business units, working with virtual survey tools and inspection vendors. The role covers property, liability, Workers Compensation, and Auto, as applicable to each insured’s coverage. It focuses on identifying hazards and exposures, consulting on safety programs, and recommending ways to mitigate loss potential and improve risk quality. The representative prepares written survey reports and supporting information for Underwriting, reviews claims reports to connect insureds with appropriate resources, and develops virtual risk-improvement services. The position is listed as remote/hybrid, with a day shift and no travel. The anticipated salary range is $78,840 to $113,332.50 per year, plus variable incentive compensation; final compensation depends on factors including experience, education, and individual capacity.

Requirements

• Bachelor’s degree preferred; a four-year degree is listed in the job details.
• Two to five years of experience in Loss Control, the insurance industry, or extensive experience in the safety industry.
• Willingness to develop an understanding of building construction, electrical and plumbing standards, HVAC systems, sprinkler systems, and fire department operations.
• Ability to recognize hazards related to employee on-the-job injuries.
• Ability to observe, develop, and communicate risk recommendations to support effective underwriting decisions.
• Self-disciplined and organized, with the ability to manage an aggressive workload, prioritize, and schedule inspections timely and efficiently.

Nice To Haves

• An insurance- or safety-related designation is a plus.
• A bachelor’s degree is preferred.

Responsibilities

• Conduct virtual Loss Control surveys and services for current and prospective commercial accounts across all business units.
• Use virtual survey tools to monitor reports for completion and recommendation assistance.
• Review vendor reports for accuracy and develop recommendations based on the information provided.
• Review claims reports and provide appropriate resources to insureds who need them.
• Identify hazards and exposures, consult on safety programs, and recommend measures to mitigate loss potential and improve risk quality during virtual surveys.
• Prepare detailed written survey reports and supporting information for Underwriting to assist with risk selection and account retention.
• Develop and implement virtual risk-improvement services, including safety programs, consultation on hazards and exposures, and identification of resources and training.
• Participate in department projects throughout the year to develop professional networks and technical skills.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level