Credit Risk: ISG Lending FSL : Job Level - Vice President
About The Position
Firm Risk Management (FRM) supports Morgan Stanley in achieving its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board, and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model, and other risks. The FRM Credit Risk Management - Securitized Products Group's Fixed Income Division Secured Lending (FSL) team is seeking a Vice President (VP). The VP will lead and manage the credit risk function for Commercial Real Estate (CRE) warehouse facilities, providing strategic oversight, guidance, and mentorship to the team. This role requires a proactive leader who can collaborate across business units, present and defend credit recommendations to senior management, and own the end-to-end credit process for complex transactions.
Requirements
- Minimum 5 years of experience in Commercial Real Estate (CRE) underwriting, credit risk, or asse management
- Experience with CRE or warehouse lending structures and ability to assess credit risks-including cashflow modeling, and stress testing.
- Highly organized, able to independently manage multiple priorities in fast-paced environment
- Strong leadership and is a collaborative team player who builds strong relationships and influences outcomes across diverse groups
- Exceptional written and verbal communication skills, with the confidence to present complex concepts clearly to senior stakeholders
- Advanced proficiency in Microsoft Excel and PowerPoint
- Bachelor's degree required
Nice To Haves
- Strong analytical skills to assess Sponsor credit risks for funds (i.e., drawdown, evergreen) and/or cmREITs is a plus
- Master's degree or CFA Charter holder is a plus
Responsibilities
- Lead and manage the credit coverage of the Commercial Real Estate (CRE) warehouse lending portfolio, including oversight of risk assessments for underlying collateral loans and ownership of recommendations for approval
- Present and defend credit analyses and recommendations to senior management, credit committees, and other key stakeholders
- Collaborate with business units, regulatory agencies, internal audit, and external partners to ensure robust risk management practices
- Own the evaluation and approval process for new facility originations, renewals, amendments, and loan modifications, escalating issues as appropriate
- Oversee portfolio monitoring, financial performance analysis, and the preparation of reports and presentations for senior management
- Recommend and implement risk mitigation strategies, ensuring alignment with firm-wide risk appetite and regulatory requirements
- Train, mentor, and develop junior team members, fostering a culture of continuous learning and professional growth
- Manage and enhance quantitative and qualitative analyses utilizing various CRE databases (such as CoStar, Intex, and Greenstreet)
- Drive process improvements and contribute to strategic initiatives within the CRE FSL credit risk team
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
5,001-10,000 employees
