Credit Risk: ISG Lending FSL : Job Level - Vice President
About The Position
- Lead and manage the credit coverage of the Commercial Real Estate (CRE) warehouse lending portfolio, including oversight of risk assessments for underlying collateral loans and ownership of recommendations for approval - Present and defend credit analyses and recommendations to senior management, credit committees, and other key stakeholders - Collaborate with business units, regulatory agencies, internal audit, and external partners to ensure robust risk management practices - Own the evaluation and approval process for new facility originations, renewals, amendments, and loan modifications, escalating issues as appropriate - Oversee portfolio monitoring, financial performance analysis, and the preparation of reports and presentations for senior management - Recommend and implement risk mitigation strategies, ensuring alignment with firm-wide risk appetite and regulatory requirements - Train, mentor, and develop junior team members, fostering a culture of continuous learning and professional growth - Manage and enhance quantitative and qualitative analyses utilizing various CRE databases (such as CoStar, Intex, and Greenstreet) - Drive process improvements and contribute to strategic initiatives within the CRE FSL credit risk team Experience - Minimum 5 years of experience in Commercial Real Estate (CRE) underwriting, credit risk, or asse management - Experience with CRE or warehouse lending structures and ability to assess credit risks-including cashflow modeling, and stress testing. Strong analytical skills to assess Sponsor credit risks for funds (i.e., drawdown, evergreen) and/or cmREITs is a plus - Highly organized, able to independently manage multiple priorities in fast-paced environment - Strong leadership and is a collaborative team player who builds strong relationships and influences outcomes across diverse groups - Exceptional written and verbal communication skills, with the confidence to present complex concepts clearly to senior stakeholders - Advanced proficiency in Microsoft Excel and PowerPoint - Bachelor's degree required; Master's degree or CFA Charter holder is a plus We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $120,000 and $205,000 year at the commencement of employment. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.
Requirements
- Minimum 5 years of experience in Commercial Real Estate (CRE) underwriting, credit risk, or asse management
- Experience with CRE or warehouse lending structures and ability to assess credit risks-including cashflow modeling, and stress testing.
- Highly organized, able to independently manage multiple priorities in fast-paced environment
- Strong leadership and is a collaborative team player who builds strong relationships and influences outcomes across diverse groups
- Exceptional written and verbal communication skills, with the confidence to present complex concepts clearly to senior stakeholders
- Advanced proficiency in Microsoft Excel and PowerPoint
- Bachelor's degree required
Nice To Haves
- Strong analytical skills to assess Sponsor credit risks for funds (i.e., drawdown, evergreen) and/or cmREITs is a plus
- Master's degree or CFA Charter holder is a plus
Responsibilities
- Lead and manage the credit coverage of the Commercial Real Estate (CRE) warehouse lending portfolio, including oversight of risk assessments for underlying collateral loans and ownership of recommendations for approval
- Present and defend credit analyses and recommendations to senior management, credit committees, and other key stakeholders
- Collaborate with business units, regulatory agencies, internal audit, and external partners to ensure robust risk management practices
- Own the evaluation and approval process for new facility originations, renewals, amendments, and loan modifications, escalating issues as appropriate
- Oversee portfolio monitoring, financial performance analysis, and the preparation of reports and presentations for senior management
- Recommend and implement risk mitigation strategies, ensuring alignment with firm-wide risk appetite and regulatory requirements
- Train, mentor, and develop junior team members, fostering a culture of continuous learning and professional growth
- Manage and enhance quantitative and qualitative analyses utilizing various CRE databases (such as CoStar, Intex, and Greenstreet)
- Drive process improvements and contribute to strategic initiatives within the CRE FSL credit risk team
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
5,001-10,000 employees
