J.P. Morgan Wealth Management - Vice President, Wealth Management Credit Decisioning Unit

JPMorgan Chase & Co. • New York, NY

13d • $112,100 - $220,000

About The Position

As a Vice President in the JPMorgan Wealth Management Credit Decisioning Unit (a First Line Unit), you will help build and operationalize an innovative Marginal Decisioning Framework (MDF) to balance risk and reward across securities-based lending, margin, and other credit exposures. This individual contributor role partners closely with front line teams, Product, Independent Risk (2LOD), Technology, and support functions to strengthen portfolio decisioning, analytics, solutions structuring, and governance.

Requirements

• Undergraduate degree
• 6+ years in an analytical, technical, trading, or research-oriented role in capital markets
• Broad financial product knowledge
• Practical Python experience and familiarity with data analytics packages in a professional environment
• Practical experience with Tableau or other BI/data visualization tools and Microsoft Office (Excel, PowerPoint, Word)
• Strong communication and interpersonal skills, including explaining technical capital markets concepts to non-technical audiences
• Team-oriented mindset with a strong sense of ownership

Nice To Haves

• Academic concentration in a technical discipline
• Graduate degree and/or professional designations
• Background in (or experience with) financial mathematics, financial engineering, quantitative risk methodologies, and/or data science
• Experience in credit risk/market risk, derivatives/hedging strategies, and/or credit portfolio management/lending businesses

Responsibilities

• Support lending portfolio risk-taking and decisioning using the Marginal Decisioning Framework (MDF)
• Help manage the margin adequacy framework, coordinating market coverage and market-driven actions with 1LOD and 2LOD partners
• Design and/or extend quantitative models, frameworks, and metrics, including governance as needed
• Maintain analytics quality to ensure credibility and robustness of decisioning frameworks
• Partner with front line teams and 2LOD to structure innovative credit solutions and support non-standard asset lending requests
• Support front line teams with complex queries, learning forums, and client discussions; publish market-facing commentary and research as needed
• Produce compliant documentation and reporting; support governance, escalations, and presentations to relevant forums

Benefits

• Comprehensive health care coverage
• On-site health and wellness centers
• A retirement savings plan
• Backup childcare
• Tuition reimbursement
• Mental health support
• Financial coaching

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: High school or GED