Vice President, Senior Product Analyst

Western Alliance Bank•Westlake Village, CA

1d•$114,910 - $135,190

About The Position

The Vice President, Senior Product Analyst plays a critical role in shaping the company’s Agency and Non-Agency product offerings by delivering actionable product intelligence. The role designs, manages, and executes daily Agency and Non-Agency guideline analysis, including guidelines from competitors, investors, and Correspondent Sellers. It works closely with Credit Administration, Capital Markets, Underwriting, and Sales. The position leads comparisons of mortgage product guidelines, develops and publishes product intelligence reports, and implements scalable, technology-driven review processes using Excel, AI, and analytical tools. It also creates standardized analysis templates, maintains a library of current and historical guidelines and competitive intelligence, and serves as a subject matter resource for evolving guideline requirements and competitive positioning.

Requirements

At least 5 years of related experience in Mortgage Banking or a similar field.
Bachelor's degree or equivalent experience.
Previous leadership experience.
Intermediate to advanced knowledge of the residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets, and/or other residential mortgage products and services.
Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards, and practices.
Intermediate knowledge of Agency and Non-Agency mortgage products and underwriting guidelines.
Intermediate to advanced Excel skills and experience leveraging AI technology.
Advanced speaking and writing communication skills.

Responsibilities

Lead analysis and comparison of Agency and Non-Agency mortgage product guidelines across investors, competitors, and Correspondent Sellers to identify opportunities, risks, and market trends.
Develop and publish comprehensive product intelligence reports to support strategic business decisions.
Design and implement scalable, technology-driven guideline review processes using Excel, AI, and analytical tools to improve efficiency and accuracy.
Design and implement a standardized process for analyzing Agency and Non-Agency guidelines using Excel and artificial intelligence.
Create and maintain standardized guideline analysis templates for hard, soft, and compliance guidelines.
Build and manage a library of current and historical guidelines, analyses, and competitive intelligence.
Serve as a subject matter resource for evolving Agency and Non-Agency guideline requirements and competitive positioning.