Vice President, Portfolio Management - Innovation Banking

Western Alliance Bank•San Francisco, CA

About The Position

The Portfolio Manager III - Innovation Banking analyzes, structures, underwrites, and coordinates the closing of major and complex loans in accordance with the Bank’s lending policies and procedures. In partnership with the Vice President, Commercial Banker, the role manages loans to responsibly monitor and identify credit risks and helps achieve Bank, region, and branch goals through underwriting and closing desirable credits. The position assures compliance with Bank policies and procedures and applicable state and federal banking regulations. Working with the Vice President, Commercial Banker, the Portfolio Manager interfaces with clients in person, by phone, and by email to assess credit needs and determine appropriate structures and required analysis. The role gathers and analyzes information for financing requests presented with the Relationship Manager to senior management or Loan Committee for approval, coordinates the processing of approved loans, and helps ensure loans meet agreements, customer needs, and Bank policies. It also obtains customer information and documentation, resolves loan processing and servicing issues, reinforces superior customer service, and handles other underwriting, portfolio management, and portfolio upkeep tasks related to new requests and existing relationships.

Requirements

At least 6 years of related experience in Portfolio Management or a similar field.
Bachelor’s degree or equivalent experience required.
Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management, and/or other commercial banking products and services.
Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards, and practices.
Intermediate to advanced knowledge of commercial credit, loan structuring, and pricing dynamics.
Credit analyst training completed.
Advanced speaking and writing communication skills.

Nice To Haves

At least 4 years of experience in Innovation Banking is highly preferred.

Responsibilities

Analyze, structure, underwrite, and coordinate the closing of major and complex loans in compliance with Bank lending policies and procedures.
Work with the Vice President, Commercial Banker to manage loans and monitor and identify credit risks.
Participate in underwriting and closing desirable credits to help achieve Bank, region, and branch goals.
Assure compliance with Bank policies and procedures and applicable state and federal banking regulations.
Interface with clients in person, by phone, and by email to assess credit needs and determine appropriate loan structures and analysis requirements.
Gather and analyze information for financing requests presented with the Relationship Manager to senior management or Loan Committee for approval.
Coordinate processing of approved loans and ensure loans are processed according to agreements, customer needs, and Bank lending policies.
Obtain sufficient information and documentation from customers.
Assist in resolving problems related to processing and servicing loans within the Relationship Manager’s portfolio.
Reinforce superior customer service through personal example and appropriate follow-through with customers and employees.
Perform other underwriting, portfolio management, and portfolio upkeep tasks related to new loan requests and the existing Relationship Manager portfolio.