Vice President, Mortgages Operations

Neo FinancialCalgary, AB
Onsite

About The Position

Neo is looking for an exceptional operational leader to drive the growth and profitability of our fastest-growing business line. As VP, Mortgages (Operational Effectiveness), you will lead and scale our underwriting, fulfillment, and funding teams — owning the end-to-end operational engine that turns mortgage applications into funded loans. You'll sit at the intersection of sales, product, capital markets, and credit risk — ensuring Neo's mortgage operations deliver elite outcomes in speed, quality, compliance, and customer experience. This role requires a builder who can drive operational excellence at scale while maintaining the credit discipline and partner experience that fuel growth.

Requirements

  • Senior leadership experience in mortgage operations (underwriting, fulfillment, funding) within a Canadian lender, bank, or fintech
  • Proven track record scaling operational teams while maintaining quality and compliance standards
  • Deep knowledge of Canadian mortgage regulations, investor guidelines, and capital markets readiness requirements
  • Strong commercial acumen — understands how operational decisions impact origination margin, portfolio quality, and growth
  • Experience partnering with product, sales, credit risk and capital markets teams in a high-growth environment
  • Data-driven operator — fluent in SLA management, productivity metrics, and look-to-book ratios
  • Culture builder — fosters performance-driven teams where credit diligence and service excellence coexist
  • Comfortable with ambiguity and pace of a scaling fintech

Responsibilities

  • Build, manage, and scale highly effective and engaged mortgage operations teams (underwriting, fulfillment, and funding), alongside credit & risk counterparts, that consistently exceed turn-time and loan quality goals.
  • Serve as a strategic partner to executive leadership — ensuring operations are fully aligned with capital markets, product, credit risk, and growth strategies
  • Mentor and develop operational leaders, building the management bench for Neo's next phase of growth
  • Champion cross-functional collaboration with Product, Sales, and Capital Markets — bridging technology, origination volume, and credit execution
  • Drive streamlined processes to maximize efficiency while enabling continued scaling
  • Define clear performance standards and create a strategic roadmap for initiatives that deliver measurable value
  • Ensure high ROI on all operational projects and system improvements
  • Maintain direct accountability for KPIs across customer satisfaction, operational performance, financial performance, and risk management
  • Ensure operations and processes adhere to quality metrics as identified by credit & risk counterparts
  • Stay ahead of evolving mortgage regulations and compliance standards — mitigating fraud and non-compliance risk
  • Guarantee mortgage files are structurally sound, fully documented, and ready for quality review, funding, and securitization

Benefits

  • Equity Ownership
  • Short term incentive plans (STIP)
  • Flexible health benefits & life insurance
  • 21 Days PTO + stat holidays, and personal leave
  • Health & personal spending accounts
  • A wide variety of discounts through our partner network
  • Access to early use of products and discounts on fixed-term Neo mortgages
  • Parental top-up & equity vesting during long term leave
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