Vice President, Financial Institutions Group Corporate Banking

RBC•New York, NY

3d•Onsite

About The Position

This role involves assisting in structuring various financial transactions, including acquisition financings, leveraged and investment-grade loans, bridge facilities, and corporate revolvers. The position requires preparing credit submissions and supporting documentation for the transaction approval process, such as loan syndications, pipeline management, single-name credit strategies, and Exceptions Committee memoranda. The Vice President will support transactions from underwriting through closing and ongoing monitoring, structure and monitor syndicated and bilateral loan transactions, and conduct financial analysis using detailed financial models. Additionally, the role involves providing coverage support for designated clients, identifying cross-sell opportunities, and partnering closely with Investment Banking, Debt Capital Markets, Leveraged Finance, and Fixed Income Sales & Trading teams. Key responsibilities also include monitoring client, industry, and market performance, assisting with internal credit administration and portfolio monitoring, liaising with middle and back-office functions for seamless execution, and engaging Risk Management and Credit Portfolio Management teams in credit underwriting and approvals.

Requirements

Bachelor’s degree in Business, Economics, Finance, Mathematics, or other quantitative discipline
Minimum 3+ years of relevant experience in Corporate Lending, Corporate Finance, Financial Institutions Banking, or Credit Analysis
Strong financial modeling skills, including experience with complex capital structures and covenant frameworks
Superior writing and presentation skills with ability to prepare detailed credit memoranda
Strong analytical skills with ability to assess risks (e.g., reimbursement exposure, regulatory risk, payer mix dynamics)
Excellent interpersonal and relationship management skills
Ability to take initiative, operate independently, and thrive in a team-oriented environment
Demonstrated ability to manage multiple transactions and competing deadlines
Formal credit training

Nice To Haves

Master’s degree (MBA or related field)
CFA or other relevant professional designation
Prior sector experience

Responsibilities

Assist in structuring acquisition financings, leveraged and investment-grade loans, bridge facilities, corporate revolvers, and other credit solutions.
Prepare credit submissions and supporting documentation related to the transaction approval process, including loan syndications, pipeline management, single-name credit strategies, and Exceptions Committee memoranda.
Support transactions from underwriting through closing and ongoing monitoring.
Structure and monitor syndicated and bilateral loan transactions.
Conduct financial analysis and build/maintain detailed financial models, including cash flow projections, covenant analysis, and downside scenarios.
Provide coverage support for designated clients, identifying cross-sell opportunities across all active Capital Markets products.
Partner closely with Investment Banking, Debt Capital Markets, Leveraged Finance, and Fixed Income Sales & Trading teams.
Monitor client, industry, and market performance, particularly regulatory developments, reimbursement trends, M&A activity, and credit deterioration risks.
Assist with internal credit administration, including ongoing portfolio monitoring and industry trend analysis.
Liaise with middle and back-office functions to ensure seamless execution of wires, settlements, and documentation processes.
Engage Risk Management and Credit Portfolio Management teams in credit underwriting, approvals, amendments, and ongoing monitoring.