Vice President, Credit Solutions - Innovation Banking

HSBC Global Services Limited • San Francisco, CA

1d

About The Position

This Vice President role sits within a lean team and plays a key part in how we diligence, structure and manage debt transactions across the Innovation Banking portfolio. You’ll partner closely with clients and internal stakeholders and present clear portfolio and performance insights to senior credit approvers. The focus is on disciplined underwriting, thoughtful structuring and active portfolio oversight that protects credit quality while supporting client growth. Success means progressing transactions with rigor and pace, maintaining strong client relationships and keeping the portfolio well managed and well understood. This role offers the chance to work at the heart of HSBC Innovation Banking’s debt platform supporting companies shaping the future of healthcare, life sciences and technology. You’ll influence outcomes from diligence and structuring through to portfolio management and senior credit engagement. The work is hands-on and close to clients with a clear line of sight to credit decisions and portfolio performance. If you want to help deliver well-structured debt solutions while keeping credit standards high, we’d welcome your application.

Requirements

• Bring extensive debt underwriting experience with healthcare, life sciences and technology companies ideally within a venture debt lender or fund environment
• Evaluate business models financial statements competitive landscapes and key performance indicators
• Assess credit risks across an existing portfolio including covenant compliance rating changes and ongoing financial performance
• Interpret technology trends and apply a strong understanding of the start-up and VC ecosystem to credit decisioning
• Partner effectively with clients and internal stakeholders while balancing multiple priorities
• Negotiate commercial and credit terms alongside legal counsel
• Communicate clearly in writing and in discussions with internal partners and senior credit approvers
• Use Excel confidently and work with databases such as Pitchbook or Crunchbase

Responsibilities

• Build and maintain relationships with debt clients and prospects
• Own the due diligence process across new and existing opportunities
• Shape deal structures and underwriting materials for debt transactions
• Establish a portfolio management framework with timely performance reviews for senior credit approvers
• Manage proactive portfolio activity to support credit quality and profitability targets
• Monitor market and sector trends and build product and sub-sector knowledge
• Coach and mentor team members as part of day-to-day execution
• Develop a firm understanding of HSBC’s banking products and markets

Benefits

• tailored professional development opportunities
• competitive pay and benefits package
• robust Wellness Hub
• welcoming and inclusive work environment
• industry-leading volunteerism policy
• generous matching gift program
• comprehensive program of immersive Sustainability and Climate Change Initiatives

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed