Vice President, Commercial Real Estate

Stifel•Saint Louis, MO

2d•Onsite

About The Position

The Vice President, Commercial Real Estate is responsible for identifying, structuring, closing, monitoring, and servicing commercial real estate loan opportunities. The VP manages a portfolio of commercial real estate relationships and is responsible for ensuring that all loan decisions, actions, and recommendations are based on a thorough understanding of each customer's financial needs, market conditions, and creditworthiness, while complying with all applicable laws, regulations, and Stifel Bank policies.

Requirements

Understanding of and commitment to compliance with all banking regulations and internal policies.
Strong knowledge of financial statement analysis, credit analysis, and commercial real estate underwriting.
Working knowledge of commercial lending practices and applicable regulatory requirements, including OCC and FDIC guidance.
Strong written and verbal communication skills with the ability to effectively interact with borrowers, banking partners, attorneys, and internal stakeholders.
Ability to identify issues, assess risks, and develop practical solutions.
Strong business acumen with the ability to collaborate effectively across departments.
Proven ability to manage multiple priorities and deadlines in a fast-paced environment.
Strong relationship management and business development skills.
Bachelor's Degree in finance, accounting or another business-related field.
5+ years' of related work experience in corporate/commercial lending, debt capital markets, finance, or accounting.
Proficient in Microsoft Word, PowerPoint, Outlook and advanced knowledge of Microsoft Excel.

Responsibilities

Evaluate, analyze, underwrite, and recommend various types of commercial real estate loans for approval.
Analyze financial statements, assess borrower creditworthiness, and develop cash flow models to support commercial lending opportunities.
Manage the documentation process and assist in negotiating loan agreements and other credit-related documentation to facilitate closing.
Prepare ongoing credit evaluations, financial statement analyses, annual reviews, risk ratings, and regulatory reporting requirements.
Monitor and report on the financial performance and credit quality of an assigned loan portfolio.
Develop and maintain client relationships and identify opportunities for portfolio growth.
Partner with internal stakeholders, including Credit Administration, Loan Operations, Risk Management, and other Stifel divisions, to effectively manage transactions and client relationships.
Provide guidance and support to analysts and junior associates while fostering professional development.
Participate in special projects and other commercial lending initiatives as needed.