Vice President, Commercial Loan Officer

Torrington Savings Bank•Torrington, CT

About The Position

Torrington Savings Bank is seeking an experienced Commercial Lender to help maintain its momentum and deepen its presence within its market. The Commercial Lender is responsible for generating new commercial business and strengthening existing client relationships through meaningful engagement across the local business community. The role will manage and grow a portfolio of commercial loan relationships, partnering closely with Credit and Treasury to structure sound credit solutions, support profitable relationship expansion, and drive both loan and non-interest income growth. The position also plays a key role internally by providing guidance and mentorship to Retail staff and Portfolio Managers to improve referral quality, enhance the client experience, and strengthen a collaborative sales culture across departments. This role requires strong relationship-management skills, sound credit judgment, and an active presence in the local community, representing the Bank professionally at civic, business, and industry events.

Requirements

Minimum bachelor’s degree or equivalent in a Financial related field.
Minimum of 3 years in the commercial lending industry with proven ability to originate and manage financial relationships.
Demonstrated commitment to maintaining an active professional presence within the local area, engaging regularly with businesses, community groups, and civic organizations.
Knowledge of State and Federal lending laws and regulations, Bank policies and procedures, and credit standards
Excellent verbal and written communication skills.
Ability to develop and maintain business relationships, influence people, and structure sound credit solutions.
Ability to perform under stress when confronted with emergency, critical, or unusual situations.

Responsibilities

Originate new commercial relationships and deepen existing ones through direct outreach, referral cultivation, and active participation in civic, philanthropic, and professional events that reinforce the Bank’s presence and commitment to local growth.
Support the structuring and underwriting of new commercial loan requests and maintain strong asset quality through proactive portfolio management, including monitoring financial reporting, maturities, covenants, and risk ratings.
Partner with the cash management and wealth teams to identify and execute cross-sell opportunities that strengthen client relationships and expand the bank’s footprint.
Work closely with retail team and portfolio managers to strengthen referral activity, enhance client experience, and mentor team members on business development, relationship management, and basic lending concepts.