Vice President, BSA/AML Compliance

First National Bank of Omaha•Omaha, NE

3d•Onsite

About The Position

The Vice President, Financial Crimes & BSA/AML Officer serves as the enterprise leader for FNBO’s Financial Crimes compliance program, providing independent Second Line of Defense oversight of Bank Secrecy Act (BSA), Anti‑Money Laundering (AML), sanctions, and related financial crimes risk. This role is accountable for the design, execution, and ongoing effectiveness of the Financial Crimes risk management framework and operates within a formal Three Lines of Defense model. While this role reports directly to the Chief Compliance Officer, it maintains a dotted‑line relationship to the Chief Risk Officer. Given the enterprise risk implications of BSA/AML matters, the BSA/AML Officer is expected to raise material issues directly to the CRO as appropriate and will meet with the CRO on a bi‑monthly cadence outside of the standard Management Oversight Routine schedule. The role retains exclusive authority over Suspicious Activity Report (SAR) decisioning, regulatory reporting, 314(a) requests and 314(b) information sharing, and law enforcement coordination related to BSA/AML matters, while partnering closely with First Line fraud and business teams that maintain operational accountability for fraud prevention and detection.

Requirements

Minimum of 10+ years of progressive experience in BSA/AML compliance within financial services.
Minimum of 5+ years in a senior leadership role managing BSA/AML programs and teams.
Demonstrated experience operating within a Three Lines of Defense governance model.
Proven ability to lead regulatory examinations and engage with senior regulators.
Bachelor’s degree required.
CAMS certification required or ability to obtain within 12 months.
Regulatory Knowledge: Comprehensive understanding of BSA/AML, USA PATRIOT Act, OFAC sanctions, 314(a)/314(b) protocols, SAR requirements, and FinCEN reporting standards
Financial Crimes Expertise: Deep knowledge of money laundering typologies, terrorist financing, sanctions evasion, and ability to distinguish operational fraud from suspicious activity
Technology & Analytics: Proficiency with transaction monitoring systems, case management platforms, AI, and data analytics tools
Communication & Influence: Outstanding written/verbal communication for SAR narratives, policy development, Board reporting, cross-functional initiatives, and regulatory responses
Candidates must possess unrestricted work authorization and not require future sponsorship.

Nice To Haves

Advanced degree or additional certifications (CRCM, CFE, CFCS) preferred.

Responsibilities

Own and maintain the enterprise BSA/AML program, including policies, standards, risk assessments, and governance structures.
Ensure compliance with applicable regulatory requirements including the Bank Secrecy Act, USA PATRIOT Act, OFAC regulations, and FinCEN guidance.
Maintain independence consistent with Second Line of Defense expectations.
Retain exclusive authority for SAR decisioning, filing, and regulatory reporting.
Serve as the primary liaison with law enforcement agencies on SAR‑related matters
Coordinate 314(a) information requests and 314(b) information sharing with other financial institutions
Ensure SAR quality, timeliness, and regulatory defensibility.
Establish and enforce dual‑key escalation frameworks between fraud operations in 1LOD and Financial Crimes.
Clearly distinguish operational fraud losses from suspicious activity requiring SAR consideration.
Act as the enterprise authority on fraud‑related BSA/AML risk without assuming First Line operational ownership.
Provide executive oversight of Financial Crimes models, including transaction monitoring, sanctions screening, and fraud‑related detection models.
Oversee model validation, tuning, performance monitoring, and regulatory challenge responses.
Govern the use of advanced analytics, machine learning, and agentic AI within the Financial Crimes program.
Serve as the senior enterprise contact for OCC, Federal Reserve, FinCEN, and other regulators on Financial Crimes matters.
Lead regulatory examinations, issue remediation, and independent testing responses.
Provide regular reporting to executive management, Board committees, and the CRO on Financial Crimes risk posture.