VP Asset-Backed Securitization

Citizens • Stamford, CT

7d • $220,000 - $225,000 • Onsite

About The Position

Citizens Bank is seeking a Vice President to join the Asset-Backed Securitization (ABS) business line within the Structured Products group, part of the Capital Markets & Advisory division. Based in Stamford, Connecticut, the VP will work with ABS team members to support the origination and execution of non-mortgage securitizations, including Term ABS transactions and loan/warehouse facilities (ABSL). The role reports to the Head of ABS.

The VP will contribute to transaction origination and execution across consumer and commercial asset classes, with familiarity with the Digital Infrastructure sector considered a plus. The position also involves preparing underwriting materials, coordinating legal review and transaction analysis, supporting client pitches and structuring advice, maintaining relationships with internal partners and investment banking colleagues, and mentoring associates and analysts.

Requirements

• At least 6 years of Term ABS and ABSL experience at a commercial or investment bank.
• Advanced analytical, structuring, underwriting, credit, and presentation skills.
• Comfort with legal documents and experience coordinating communication with lawyers, clients, and other external parties to structure and execute transactions.
• Strong knowledge of the Term ABS market and transactions backed by traditional and esoteric assets, with the ability to coordinate client and market coverage alongside fixed income desk professionals.
• Strong PC proficiency, including Microsoft Office applications (Excel, Word, and PowerPoint), Bloomberg, and Credit Research Tools.
• Excellent verbal and written communication skills.
• Detail-oriented, with the ability to coordinate multiple projects and meet deadlines; time management skills required.
• Bachelor’s degree in Business, Finance, Accounting, or Economics.

Nice To Haves

• Familiarity with the Digital Infrastructure sector.
• FINRA licensing (Series 79 and/or 7 and 63) preferred.

Responsibilities

• Work with senior ABS professionals to originate and lead execution of non-mortgage asset-backed securitization transactions across consumer and commercial asset classes.
• For ABSL transactions, prepare and present concise credit underwriting memos, coordinate legal document review with counsel, organize cash flow modeling and rating analysis, and communicate with internal approval constituents.
• Assist the ABSL portfolio management team after transactions close, as needed.
• For Term ABS transactions, research market pricing and trends and assist with deal execution, including passive and active ABS underwriting roles.
• Liaise with desk professionals to enhance client coverage and value delivery.
• Contribute to pitch materials and provide clients with structuring and execution advice in pursuit of Term ABS and ABSL mandates.
• Build and maintain working relationships with credit and portfolio management partners and sector-focused investment banking colleagues.
• Mentor and develop associates and analysts.

Benefits

• Competitive pay and opportunity to earn an annual discretionary bonus.
• Comprehensive medical, dental, and vision coverage.
• Retirement benefits.
• Maternity and paternity leave.
• Flexible work arrangements.
• Education reimbursement.
• Wellness programs.
• Paid time off policy exceeding mandatory paid sick or paid time-away policies in every U.S. local and state jurisdiction.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior