Upstart-posted about 18 hours ago
Full-time • Manager
Remote • San Mateo, CA
1,001-5,000 employees

About Upstart Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; Austin, Texas; and New York City, NY (opening Summer 2026). Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you! The Team: Upstart’s Home Lending vertical is seeking a Vendor Management Program Manager to establish and run a new, centralized vendor management function. This role will be responsible for building the foundation for consistent vendor oversight, quality and performance tracking, risk control, and change management across our Home Lending operations and product teams. You will be the primary owner of vendor relationships and process, driving accountability, creating structure, and ensuring our external partners enable efficient, compliant, and scalable operations. As the Program Manager at Upstart, you think strategically and analytically, approach challenges with a solutions mindset, and excel at improving processes and workflows. You take full ownership of initiatives from concept to execution, operating independently while driving meaningful results. You also communicate clearly and build strong, collaborative relationships with both internal teams and external vendors.

  • Design and manage the vendor management framework for Home Lending
  • Oversee vendor performance and governance by defining metrics, scorecards, and review cadences
  • Develop and lead robust quality control function to ensure process accuracy, compliance, and operational excellence
  • Create and deliver training programs that upskill internal teams on vendor processes and best practices
  • Identify and mitigate vendor risk related to cost, performance, and compliance
  • Partner across Product, Legal & Compliance, Finance and other teams to align vendor activities with business goals
  • Continuously improve vendor operations through data analysis and structured process enhancements
  • Minimum 5 years of experience in an Operations Vendor Management position within a financial institution or fintech
  • Strong analytical and data-driven decision-making skills
  • Proven track record of process improvements, problem solving and effective task prioritization
  • Excellent communication and stakeholder management skills
  • Experience in Home Lending vendor partnerships
  • Understanding of complex or securitized asset products
  • Experience establishing vendor governance processes or performance frameworks
  • Competitive Compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
  • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday, vacation, sick and safety leave
  • Supportive parental, family care, and military leave programs
  • Annual wellness, technology & ergonomic reimbursement programs
  • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
  • Catered lunches + snacks & drinks when working in offices
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