US Chief Compliance Officer - Remote

GoCardless

2d • $180,000 - $270,000 • Remote

About The Position

GoCardless, a Mollie company, is a global leader in bank payments. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect, manage and send bank payments through Direct Debit, real-time payments and open banking. With US$130bn+ processed annually across 30+ countries, we handle recurring and one-off payments without the chasing, stress, or expensive fees. Our end-to-end payment platform also features AI-powered solutions to improve payment success and reduce fraud, alongside connections to over 350 platforms businesses use everyday.
We are headquartered in the UK, with teams and operations spanning North America, Europe and Asia-Pacific. For more information, please visit www.gocardless.com and follow us on LinkedIn @GoCardless.
Mollie is the leading payments and financial services partner for business, rooted in Europe, with global reach.
The Regulatory and Compliance team is responsible for supporting the regulatory and compliance aspects of our products and services and managing the compliant execution of our business. We work on exciting and challenging regulatory and compliance issues and pave the way for our company to deliver superb products in a compliant manner. We are at the forefront of GoCardless’ expansion in North America by paving the way with the right regulatory licensing strategy and the implementation of forward-thinking and appropriate processes and controls that require problem-solving and innovative thinking.
You will be responsible for all US and Canada regulatory and compliance matters at GoCardless and entrusted with developing a comprehensive regulatory strategy and the deployment of the compliance programs. You will take a consultative approach and work closely with every business division and the global regulatory compliance team to implement and manage an innovative and practical, yet thorough, compliance regime that may include cross-border contractual setup with the regulated entities of the group.

Requirements

• Experience managing compliance for US card programs and embedded payment/finance products in a fintech or program manager capacity, including working with sponsor bank partners, card network rules (Visa/Mastercard), and regulatory frameworks such as BSA/AML, Reg E, and UDAAP.
• Direct experience managing a regulated financial services company in the US.
• Ability to counsel and advise the business and product teams on how regulations impact the business’ products and expansion plans, helping the business to navigate a path forward.
• Experience dealing directly with financial services regulation and regulators.
• Experience in drafting, implementing and rolling out compliance plans, frameworks and policies across a company or department.
• Ability to operate at a strategic level and demonstrate the value of compliance.
• Strong communication skills and thrive in a collaborative team environment.

Nice To Haves

• Experience interacting and building relationships with state regulators on MTL matters, and FinCEN on BSA matters.
• Experience a fast-growth journey.
• Unusual backgrounds are welcome.

Responsibilities

• Developing a comprehensive regulatory strategy for the US and Canada that is fit for GoCardless’ current business and strategic objectives
• Obtaining (if needed) and maintaining all requisite licences and authorizations (including managing of changes in scope of products and org)
• Managing regulatory oversight, controls, reporting and engagement for the US and Canada
• Managing regulatory examinations and audits
• Supporting corporate governance to maintain good standing and meet obligations
• In collaboration with product counsel and other members of the team, conducting regulatory assessments to identify regulatory risks and a path to compliance
• As the Compliance Officer, and in collaboration with the Global MLRO and the Financial Crimes team, overseeing and managing the implementation of the AML/CTF and Sanctions compliance programs in the US and Canada
• Supporting the implementation/localization of various compliance programs in the US and Canada
• Supporting the relevant regulatory and compliance training of the Board, executive management, and other employees
• Supporting the development of a network of banks and other partner financial institutions that underpin the operation of GoCardless’ products
• Providing advice and counsel to business and product groups relating to payment scheme rule compliance and other relevant regulatory requirements regarding compliance obligations

Benefits

• Dedicated support and medical cover
• Work away scheme (option to work away from your country of residence for up to 90 days in any 12 month period)
• Adaptive Working (allows you to work flexibly, around your lifestyle)
• Parental leave
• Learning Budget (annual learning budget)
• Generous holiday allowance
• 3 annual volunteer days
• 4 annual business-wide wellness days (‘GC Fridays’)

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed