Universal Banker in Gilmer

Austin Bank•Gilmer, TX

5d•Onsite

About The Position

The Universal Banker role is responsible for providing superior customer service, opening deposit accounts, processing teller transactions, taking loan applications, responding to customer inquiries, resolving issues, and identifying cross-selling opportunities. This role also involves calling on potential or existing customers to develop new business or retain existing business, and cross-selling the Bank's products and services. The Universal Banker must have a clear understanding of banking regulations and ensure all documentation is complete and accurate.

Requirements

Clear understanding of banking regulations pertaining to deposit and loan products.
Ability to ensure all documentation on new loan and/or deposit accounts is complete and accurate according to policy.
Ability to maintain compliance with Bank policies, procedures, goals and objectives.
Adherence to procedures for customer confidentiality.
Ability to enhance professional growth and development through participation in education programs, current literature, and in-service meetings, etc.

Nice To Haves

Cross-trains in other areas in order to provide assistance.
Provides back up as needed to insure quality customer service.

Responsibilities

Explains products/services available and assists in the selection of the most appropriate product/services for the customer.
Calls on potential or existing customers to develop new business or retain existing business.
Interviews customer to adequately perform assessment of financial needs.
Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
Cross-sells the Banks’ products/services.
Exhibits superior customer service as an Austin Bank team member.
Demonstrates high quality relationship building techniques to ensure the customer receives the best possible solution to his banking and financial needs.
Helps promote a loyal relationship between the customer and Austin bank.
Provides prompt, efficient, and friendly service to customers and potentials customers.
Open deposit accounts, process teller transactions, take loan applications, respond to customer inquiries, resolve issues, recognize and refer cross-sell opportunities as appropriate.
Performs all transactions according to specified guidance and prepares all required documentation.
Answers telephone calls taking messages, forwarding calls or providing assistance to customers as needed.
Approves loans within specified limits or refers to specified lender for approval.
Cross-trains in other areas in order to provide assistance.
Provides back up as needed to insure quality customer service.
Participates in developing a teamwork atmosphere with co-workers as part of branch location by attending meetings, participating in discussions, treating co-workers with respect and courtesy, and contributing to departmental goals.
Has a clear understanding of banking regulations pertaining to deposit and loan products.
Ensures all documentation on new loan and/or deposit accounts is complete and accurate according to policy.
Maintains an organized and adequately supplied work area.
Maintains compliance with Bank policies, procedures, goals and objectives.
Adheres to procedures for customer confidentiality.
Enhances professional growth and development through participation in education programs, current literature, and in-service meetings, etc.