Universal Banker in Lindale

Austin Bank•Lindale, TX

10d•Onsite

About The Position

The Universal Banker role is responsible for explaining available products and services, assisting customers in selecting the most appropriate options, and developing new or retaining existing business. This position involves interviewing customers to assess their financial needs, cross-selling the bank's products and services, and providing superior customer service. Key responsibilities include opening accounts, processing teller transactions, taking loan applications, responding to inquiries, resolving issues, and referring cross-sell opportunities. The role also requires performing transactions accurately, preparing documentation, answering telephone calls, and approving loans within specified limits or referring them for approval. Additionally, the Universal Banker will cross-train in other areas to provide backup and foster a teamwork atmosphere, ensuring compliance with banking regulations and policies.

Requirements

Explains products/services available and assists in the selection of the most appropriate product/services for the customer.
Calls on potential or existing customers to develop new business or retain existing business.
Interviews customer to adequately perform assessment of financial needs.
Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
Cross-sells the Banks’ products/services.
Exhibits superior customer service as an Austin Bank team member.
Demonstrates high quality relationship building techniques to ensure the customer receives the best possible solution to his banking and financial needs.
Helps promote a loyal relationship between the customer and Austin bank.
Provides prompt, efficient, and friendly service to customers and potentials customers.
Open deposit accounts, process teller transactions, take loan applications, respond to customer inquiries, resolve issues, recognize and refer cross-sell opportunities as appropriate.
Performs all transactions according to specified guidance and prepares all required documentation.
Answers telephone calls taking messages, forwarding calls or providing assistance to customers as needed.
Approves loans within specified limits or refers to specified lender for approval.
Cross-trains in other areas in order to provide assistance.
Provides back up as needed to insure quality customer service.
Participates in developing a teamwork atmosphere with co-workers as part of branch location by attending meetings, participating in discussions, treating co-workers with respect and courtesy, and contributing to departmental goals.
Has a clear understanding of banking regulations pertaining to deposit and loan products.
Ensures all documentation on new loan and/or deposit accounts is complete and accurate according to policy.
Maintains an organized and adequately supplied work area.
Maintains compliance with Bank policies, procedures, goals and objectives.
Adheres to procedures for customer confidentiality.
Enhances professional growth and development through participation in education programs, current literature, and in-service meetings, etc.

Responsibilities

Explains products/services available and assists in the selection of the most appropriate product/services for the customer.
Calls on potential or existing customers to develop new business or retain existing business.
Interviews customer to adequately perform assessment of financial needs.
Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
Cross-sells the Banks’ products/services.
Exhibits superior customer service as an Austin Bank team member.
Demonstrates high quality relationship building techniques to ensure the customer receives the best possible solution to his banking and financial needs.
Helps promote a loyal relationship between the customer and Austin bank.
Provides prompt, efficient, and friendly service to customers and potentials customers.
Open deposit accounts, process teller transactions, take loan applications, respond to customer inquiries, resolve issues, recognize and refer cross-sell opportunities as appropriate.
Performs all transactions according to specified guidance and prepares all required documentation.
Answers telephone calls taking messages, forwarding calls or providing assistance to customers as needed.
Approves loans within specified limits or refers to specified lender for approval.
Cross-trains in other areas in order to provide assistance.
Provides back up as needed to insure quality customer service.
Participates in developing a teamwork atmosphere with co-workers as part of branch location by attending meetings, participating in discussions, treating co-workers with respect and courtesy, and contributing to departmental goals.
Has a clear understanding of banking regulations pertaining to deposit and loan products.
Ensures all documentation on new loan and/or deposit accounts is complete and accurate according to policy.
Maintains an organized and adequately supplied work area.
Maintains compliance with Bank policies, procedures, goals and objectives.
Adheres to procedures for customer confidentiality.
Enhances professional growth and development through participation in education programs, current literature, and in-service meetings, etc.