Universal Banker

West Coast Community Bank•Watsonville, CA

8d•$27 - $32•Onsite

About The Position

This position is located onsite at our Watsonville location. As a Universal Banker, you'll assist clients and potential clients by opening a variety of new accounts including checking, savings, IRA, CD and others. Collect required information from new account customers and complete account set up process including data input, verifying references, and documentation. Provide information and answer questions regarding bank products and services. Make referrals as appropriate to cross-sell a variety of bank services. The UB possesses a thorough knowledge and understanding of all Bank operations and processes client transactions according to Bank's policies and procedures. Performs all required job duties in accordance with the Bank’s regulatory standards. As the first line of defense against risk exposure, you'll ensure all safety and security protocols are followed: to include cash controls dual control, transaction processing and approvals.

Requirements

High school diploma or equivalent.
Previous experience working with the public in a client service role is required.
3-5 years working in bank branch operations.
Strong organizational skills
Ability to multi-task
Excellent communication skills, both written and verbal
Strong cash handling skills
Strong computer/technical skills
New Accounts Origination
Knowledge of business entity documents
Excellent client service skills
Reliable, dependable and regular attendance is essential
Knowledge of Reg. E, Reg. CC and BSA/AML

Nice To Haves

Prior new accounts experience is preferred.

Responsibilities

Perform a full range of teller and new accounts functions, including deposits, withdrawals, and account maintenance
Open and service consumer and business accounts in accordance with Bank policies and procedures
Originate new accounts and ensure accurate completion of all required documentation
Review and understand business entity documentation
Provide excellent client service by identifying client needs and offering appropriate Bank products and services
Accurately handle cash and balance drawer within established limits
Comply with all applicable regulations, including Reg E, Reg CC, and BSA/AML
Maintain strong working knowledge of Bank systems and technology
Follow established security, audit, and operational procedures
Maintain reliable and regular attendance
Performs additional duties as assigned that are consistent with the business needs of the Bank and the scope, responsibilities, and level of the role.