Universal Banker II

M&F BankRaleigh, NC
Onsite

About The Position

As a Universal Banker II at M&F Bank, you will experience the perfect blend of handling a client’s banking needs from sales to service. The Universal Banker II processes and initiates various financial transactions for the bank customers and assists the Branch Manager in the development of new business through referrals in efforts to increase profitability within the designated market area. The Universal Banker II acts in a supervisory capacity when the Branch Manager is out of the office. The position will also have a loan goal and will assist customers with Masterlines, auto loans and Home Equity Lines of Credit. The Universal Banker II provides high quality customer service by meeting the needs of customers in an efficient and friendly manner while both servicing transactions and handling needs assessment and new account openings. The associate must be enthusiastic about developing and maintain relationships with customers in order to achieve banking and individual sales goals, loan goals and objectives. Encourage clients to use self-service banking solutions including ATMs, on-line, and mobile banking to enhance their service experience.

Requirements

  • Associates degree or equivalent in business or related field.
  • A minimum of 36 months of financial institution experience with a strong emphasis on accurate cash handling, demonstrated proactive sales, and opening new accounts.
  • A minimum of 12 months of demonstrated experience processing consumer loans.
  • Excellent oral and written communication skills.
  • Attention to detail.
  • Team player with strong interpersonal skills.
  • Ability to be a quick learner.
  • Ability to multi-task.
  • Exceptional customer service skills.
  • Customer focus.
  • Excellent organizational skills.

Nice To Haves

  • Supervisory experience.

Responsibilities

  • Processes and initiates various financial transactions for bank customers.
  • Assists the Branch Manager in developing new business through referrals.
  • Acts in a supervisory capacity when the Branch Manager is out of the office.
  • Assists customers with Masterlines, auto loans, and Home Equity Lines of Credit.
  • Provides high-quality customer service by meeting customer needs efficiently and in a friendly manner.
  • Handles needs assessment and new account openings.
  • Develops and maintains relationships with customers to achieve banking and individual sales goals, loan goals, and objectives.
  • Encourages clients to use self-service banking solutions (ATMs, on-line, mobile banking).
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