Universal Banker I

Bristol County Savings Bank•Attleboro, MA

12d•Onsite

About The Position

The Universal Banker handles all aspects of customer interaction including the sales process and transaction handling. Efforts should focus on building full banking relationships with current customers and prospects. The Universal Banker should also recognize customer needs while deepening relationships by promoting, explaining, and cross-selling bank products and services.

Requirements

Requires strong interpersonal skills and vibrant, outgoing personality, leading to strong client service and sales skills.
Requires knowledge of financial institution operations and procedures.
Requires a working knowledge of laws and regulations pertaining to financial institution and the ability to interpret and understand laws and regulations.
Requires the ability to apply strong analytical skills in reviewing data received from business partners.
Requires the ability to work independently and collaboratively with internal business partners demonstrating a working knowledge of major business functions.
Requires effective communication skills including oral and written skills.
Requires the ability to work with all levels of management and staff.

Nice To Haves

Spanish Speaking Preferred.

Responsibilities

Performs any functions necessary, within scope of authority and expertise in order to provide the highest level of service and responsiveness to customers and the community in which it serves.
Meet or exceed all financial objectives pertaining to individual goals and branch team goals. Engage with customers by following established customer interaction model to establish new customer relationships, to retain and deepen existing customer relationships, and to provide the highest customer service experience. Fulfill customer financial needs by utilizing the sales process including referrals to business partners, closing sales and completing Customer Summaries.
May manage Personal Banker Portfolio.
Encourage customer to utilize automated transaction handling by conducting demonstration of alternative banking delivery channels. If automation is not possible or desired by customer, accept and process deposits, payments, checks for cashing and other transactions via manual processing according to established procedures and standards for performance.
Handle servicing of customer accounts and resolve issues efficiently and effectively with the highest of customer service standards. Recognize cross-sell opportunities, including core deposit accounts as well as insurance and investment products. Refer to specialists as required.
Adhere to compliance and operations risk controls in accordance with the company and regulatory standards, policies and practices. Be able to efficiently and effectively access operational policies and procedures. Perform operational responsibilities as designated by management.
Establish proficiency of the Bank’s systems needed to effectively service customers with the highest of service standards.
May coordinate the operations of a branch office to ensure quality customer service and effective branch operations in conformance with established Bank strategies, policies and procedures. May assist tellers with customer transactions and/or daily branch settlement.
May assist with the branch operations and with the training of branch personnel, consistent with the operational protocols established by the Bank. May have the ability to take and close consumer loans including equity loans.
May represent the Bank through participation in community and industry related activities. Actively promotes interest in the Bank wherever and whenever possible.
Non-Certified with the expectation to work towards full certification as UB II within 9 months
Ensure information security policies are adhered to and that required controls are implemented as intended.
Research and evaluate data from various sources to identity new threats, trends, issues and opportunities to improve processes.
Engage in special projects and other duties as assigned.
Performs related and unrelated duties as may be required.