FCBank, Universal Associate, Full time

FCBank•Fredericktown, OH

4d•Onsite

About The Position

Universal Associates are hardworking, self-motivated individuals with positive attitudes who provide a specialized banking experience and are empowered to recommend solutions for individual client’s needs. Universal Associates follow our bank philosophy: Positive Energy, Positive Outcomes. This position involves greeting clients, uncovering opportunities, making product and service recommendations, and delivering an exceptional banking experience. Universal Associates perform accurate transactions, maintenance for clients, account opening, and retail lending. They must follow all bank policies and operational procedures to ensure security and compliance, and meet or exceed performance targets related to customer satisfaction, product sales, and financial wellness conversations. The role also emphasizes building positive relationships, demonstrating strong business ethics, and seeking professional development opportunities.

Requirements

A high school diploma or general education degree (GED) is required.
Related experience and secondary education preferred.
Ability to read, comprehend, and interpret documents.
Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization.
Ability to communicate to clients directly and effectively.
Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use.
Experience or the ability to learn core transaction system, debit card system, statement processing system, cash advance machines and any other computer programs pertinent to performing job duties.
Ability to add, subtract, multiply, and divide in all units of measure.
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
Ability to solve challenging problems involving several variables in a standardized situation.
May be required to lift 25 pounds in weight.
Ability to travel on occasion to all market areas and attend seminars or training sessions offsite.

Nice To Haves

Secondary education preferred.

Responsibilities

Enthusiastically greet our clients and engage in conversations.
Uncover opportunities and make product and service recommendations.
Deliver an exceptional experience to our clients by creating an unforgettable banking experience with every interaction.
Perform accurate transactions, maintenance for clients, account opening and retail lending at a high level.
Follow all bank policies and operational procedures to ensure security and compliance.
Meet or exceed performance targets related to customer satisfaction, product sales, and financial wellness conversations.
Builds positive relationships with internal and external clients by valuing other's feelings and rights in both words and actions, and embracing other's unique beliefs, backgrounds, and perspectives.
Demonstrates strong business ethics and honest behaviors and the ability to positively influence and work with others to achieve excellent results.
Show leadership in day-to-day operations by modeling a positive attitude and strong work ethic.
Adheres to bank policies, arrives on time, takes responsibilities for their actions and contributes to a positive, trustworthy atmosphere that reflects the bank’s standards and values.
Work effectively within a team, contribute ideas, and support colleagues.
Actively support and participate in community outreach and volunteer initiatives.
Accurately process transactions in compliance with bank policies and regulatory standards.
Effectively manage cash drawer, TCD, TCR, ETM, Vault and coin machine responsibilities.
Take ownership of daily job duties.
Identify opportunities to improve service efficiency or customer experience and suggest creative solutions.
Consistently demonstrates courteous behavior, integrity, and a strong work ethic while representing the bank with a polished appearance and clear communication.
Open consumer and business deposit accounts.
Ability to uncover and originate consumer loans plus all above duties.
Maintain current registration with NMLS to originate home equity loans and lines.
Uncover and build upon Center of Influence and Networking Opportunities plus all above duties.
Maintain current registration with NMLS to originate purchase mortgages plus all above duties.
Actively participate in expanding skill sets and career paths by attending training programs, workshops, certifications, and educational resources relevant to the role.
Set stretch assignments and cross functional opportunities that foster growth and learning.

Benefits

Medical, Dental, Vision & Life Insurance
401K with company match
Paid Time Off & Recognized Holidays
Leave policies
Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet)
Employee Assistance Program
Employee Health & Wellness Program
Special Loan and Deposit Rates
Gradifi Student Loan Paydown Plan
Rewards & Recognition Programs