Underwriting Technical Consultant

Builders Mutual•Jackson, SC

78d•Remote

About The Position

The Underwriting Technical Consultant is a senior technical authority who provides expertise on complex and high-severity risks across multiple product lines. The role owns key underwriting strategies, drives cross-functional business initiatives, mentors managers, and guides underwriters to strengthen organizational capability and performance. The consultant guides underwriting best practices that influence portfolio profitability. This is a remote role for candidates residing in North Carolina, South Carolina, Virginia, Maryland, Tennessee, Mississippi, or the Florida areas. The position involves daily virtual collaboration and travel to the Raleigh office for meetings and company events up to four times a year.

Requirements

Bachelor’s degree in Business, Risk, Insurance, or a related field, with 10 years of commercial lines underwriting or product experience, including exposure to complex risk handling or technical underwriting; or an equivalent combination of education and experience.
Broad technical expertise across Property and Casualty products, including risk selection, pricing models, loss trends, and portfolio management.
Strong experience collaborating with actuarial, product development, analytics, claims, and technology teams.
Excellent analytical, technical, and communication skills, including the ability to simplify complexity and drive impact.
Demonstrated ability to influence at all organizational levels, including underwriting leaders and managers.
Proven ability to train, coach, and mentor underwriters and leaders to raise technical capability organization-wide.
Experience participating in or leading strategy development for underwriting and product initiatives.

Responsibilities

Serve as the primary referral and technical expert on complex risks, portfolios, and emerging underwriting issues, ensuring compliance with company policies and strategic objectives.
Lead and influence the refinement of underwriting guidelines, practices, and rating processes to ensure consistency and profitability.
Partner with actuarial, product, analytics, and claims departments to evaluate business results, identify opportunities, and recommend changes that improve performance and profitability.
Monitor line-of-business performance and competitive trends, address challenges, and recommend adjustments to achieve growth and profit objectives.
Drive underwriting input into product development, pricing models, and technology initiatives, ensuring tools and systems support effective risk selection and decision-making.
Partner with Training and Underwriting Managers to develop and deliver technical underwriting training programs.
Influence leadership through actionable insights so underwriter and manager expertise supports long-term underwriting strategy.
Lead underwriting audits, quality reviews, and compliance assessments to evaluate adherence to company guidelines and identify improvement opportunities.
Establish and monitor underwriting performance metrics, dashboards, and reporting to drive accountability and continuous improvement.
Evaluate emerging tools and technologies from a technical underwriting perspective, validating usability, calibration, and alignment with underwriting workflows.
Participate in industry forums and peer groups to represent the company, build market presence, and provide perspective on external trends affecting underwriting.
Collaborate with the Innovation Consultant on vendor selection and with external stakeholders as needed to advance underwriting capabilities.
Mentor managers and indirectly guide underwriters to elevate organizational capability and performance.