Underwriting Specialist

Allstate • Uniondale, NY

3d • $22 - $35 • Hybrid

About The Position

Make an impact where it counts. As an Underwriting Specialist, you’ll play a critical role in evaluating and managing risk across multiple personal insurance lines. You’ll leverage your analytical skills, pricing knowledge, and underwriting expertise to make sound decisions that protect both our customers and the business—while delivering a best in class customer experience. This role offers a strong foundation for career growth in underwriting, risk management, and insurance operations, with opportunities to deepen your expertise and influence process improvements.

Requirements

• Strong analytical and decision-making skills with attention to detail
• Ability to manage multiple priorities in a fast-paced environment
• Excellent communication and customer service skills
• A proactive mindset with a passion for problem-solving and process improvement
• Ability to learn and apply complex underwriting guidelines and pricing structures

Nice To Haves

• 0–2 years of experience in insurance, underwriting, risk analysis, or a related field
• Exposure to personal lines insurance or financial services is a plus

Responsibilities

• Evaluate and make underwriting decisions across multiple personal insurance lines using established risk management guidelines and pricing models
• Analyze policy information to assess risk eligibility and ensure accuracy and completeness
• Apply knowledge of rate plans, underwriting guidelines, and billing processes to deliver accurate, timely decisions
• Respond to complex customer and agent inquiries related to policy status, billing, and underwriting decisions with professionalism and care
• Identify potential fraud risks (internal and external) and take appropriate action
• Leverage market insights to support product, pricing, and risk management improvements
• Partner with team members and leadership to meet service level goals and enhance operational performance
• Support training initiatives by identifying knowledge gaps and contributing to team development
• Continuously evaluate processes, recommend improvements, and collaborate on solutions to drive efficiency and quality
• Represent the Allstate brand with professionalism, delivering exceptional service in every interaction

Benefits

• Comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse
• Monthly connectivity reimbursement for eligible remote employees
• Opportunity for career growth in underwriting, risk management, and insurance operations
• Opportunities to deepen expertise and influence process improvements

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed