Underwriting Manager

Camden National Bank • Kennebunk, ME

3d • $90,300 - $134,500

About The Position

The Underwriting Manager will lead a team of underwriters at Camden National Bank, ensuring sound credit decisioning, consistent application of bank policy and agency requirements, loan quality, and staff development. Camden National Bank is a community bank founded in 1875, committed to providing excellent customer service and giving back to its communities. They foster a collaborative, inclusive work environment and have been named one of the best places to work in Maine.

Requirements

• Minimum of 7-10 years of experience in mortgage underwriting
• At least 3-5 years in a leadership or management role within a banking or financial institution
• Excellent analytical, decision-making, and problem-solving skills
• Demonstrated ability to lead, motivate, and develop a team of professionals
• Exceptional communication (written and verbal) and interpersonal skills
• Proficiency in loan origination systems and Microsoft Office Suite
• Ability to work effectively in a fast-paced, deadline-driven environment

Nice To Haves

• Encompass experience

Responsibilities

• Manage daily operations of the underwriting department, providing scenarios, credit decisions, and recommendations for complex cases.
• Oversee a team of underwriters who render lending decisions on Conventional, Portfolio, FHA, VA & RD loans.
• Provide oversight of the Consumer Lending Department, including lending operations, credit decisioning, policy adherence, workflow management, and staff development.
• Develop and maintain in-depth knowledge of Camden National Bank Loan Policy, Department procedures, mortgage products, loan documentation, compliance-related regulations, real estate industry terminology and practices, loan structure, etc.
• Ensure compliance with all relevant banking laws, regulations, and internal policies, including fair lending practices.
• Maintain quality business relationships with investors, AMC/appraisers, settlement agents, and brokers.
• Effectively communicate policies, procedures, regulations, and/or investor overlays.
• Obtain CNB Retail Loan Authority and utilizes in-depth knowledge of loan structure.
• Participate in and develop training on industry- and bank-specific topics and procedures.
• Directly supervise staff in the Retail Production and Consumer Lending departments.
• Carry out supervisory responsibilities in accordance with the organization's policies and applicable laws.
• Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.

Benefits

• Robust medical, dental, and vision insurance packages
• Generous time off, including paid federal holidays and paid day off for your birthday
• 401(k) retirement savings plan
• Tuition reimbursement, professional development, and career growth opportunities
• Employee assistance program
• Comprehensive wellness program

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed