Underwriting Manager (Remote)

MEM • St. Louis, MO

3d • $101,600 - $152,400 • Remote

About The Position

MEM Insurance is seeking an experienced Underwriting Manager to lead and elevate our underwriting team. In this role, you will guide the team toward an appetite-led, portfolio-driven approach to decision-making—ensuring that every underwriting decision supports profitable growth and long-term success. You will serve as the critical bridge between leadership strategy and day-to-day execution, translating organizational direction into clear, actionable guidance for your team. This is a highly visible leadership opportunity for someone who enjoys building underwriting excellence, engaging with market and portfolio data, and helping others grow their judgment and confidence.

Requirements

• Bachelor’s degree in Business Administration, Insurance, Finance, or related field (or equivalent experience)
• 6+ years of underwriting experience, with property and casualty experience preferred
• Demonstrated ability to lead, develop, and motivate a team
• Strong communication skills with the ability to translate complex concepts into clear direction
• Valid driver’s license required

Nice To Haves

• CPCU or AU designation preferred

Responsibilities

• Translate MEM’s underwriting appetite and strategic direction into clear guidance that drives consistent, portfolio-aligned decision-making
• Lead the team to think beyond individual transactions, ensuring underwriting decisions reflect broader portfolio outcomes
• Monitor book-of-business composition, identifying trends, concentrations, and opportunities for proactive strategic adjustments
• Contribute to underwriting strategy discussions using insights from market conditions, loss trends, and portfolio performance
• Coach underwriters to strengthen judgment and decision-making aligned to performance and profitability goals
• Oversee daily underwriting operations to ensure alignment with department objectives and broader business goals
• Manage risk selection, pricing, and reinsurance decisions within authority to maintain quality and profitability
• Balance workload across the team to deliver strong service levels and consistent results
• Partner with underwriting leadership to ensure consistent execution of best practices across the organization
• Ensure underwriting decisions align with company guidelines, authority levels, and compliance expectations
• Analyze historical loss data and financial trends to inform risk selection and portfolio strategy
• Support the development and evolution of underwriting guidelines based on market and business needs
• Lead quality assurance efforts by reviewing underwriting work, identifying improvement opportunities, and driving corrective actions
• Maintain strong documentation standards and audit readiness
• Develop underwriting judgment within the team, empowering individuals to make confident, independent decisions
• Create tailored development plans that support growth at every stage of an underwriter’s career
• Lead meaningful performance conversations focused on decision quality, consistency, and alignment with strategy
• Identify hiring, promotion, and role alignment opportunities that strengthen overall team capability
• Build strong relationships with agency partners and Sales Executives to grow in-appetite business
• Collaborate across departments—including Safety, Claims, Finance, and Sales—to drive aligned outcomes
• Lead coordination on complex accounts through account reviews and cross-functional engagement
• Represent underwriting with professionalism and clarity to internal and external stakeholders
• Provide insights and recommendations on profitability, premium planning, and portfolio performance
• Support strategic initiatives that enhance underwriting operations and competitiveness
• Contribute to improvements in underwriting tools, systems, and processes

Benefits

• Medical, Dental, and Vision
• Fertility benefits
• Fully paid preventative care
• Adult orthodontia
• Employer-Paid Life Insurance (3x base salary)
• AD&D
• Short and Long-term Disability
• Wellness and Recognition Program: Employer-paid incentives for employees and spouses
• Flexible Spending Account
• Dependent Care options
• Health Savings Account: Generous employer contribution
• Generous PTO
• 11 Holidays
• 4 Early Releases
• 16 Hours Volunteer Time Off
• 20 Days Paid Parental Leave
• Marriage leave
• Bereavement leave
• Jury Duty leave
• Employee Assistance Programs
• 401k Retirement Plan
• Employer match and profit sharing
• Adoption Assistance
• Tuition Assistance

What This Job Offers

• Job Type: Full-time
• Career Level: Manager