Underwriting Intern

Lima One Capital•Greenville, SC

3d•Onsite

About The Position

Dive into the heart of real estate lending as Lima One Capital's Underwriting Intern, supporting both the Residential Transition Lending (RTL) underwriting teams (Core and Strategic Accounts) and the Multifamily underwriting team. You'll gain hands-on exposure to underwriting workflows across two distinct lending businesses, jumping into process improvement, systems and SOP support, client coordination, deal management, and financial analysis. Reporting to the Underwriting Manager, you'll see firsthand how credit decisions get made and what it takes to move deals forward in a fast-paced, regulated environment. If you're a student fascinated by real estate finance, credit underwriting, and the operational engine behind a lending business, this is your chance to learn by doing and make a real impact.

Requirements

Bachelor's degree or pursing a degree in Real Estate, Finance, or other related field (e.g., Accounting, Economics, Business Administration, or Computer Science/Data Analytics)
Excellent communication skills, both verbal and written, and ability to read nonverbal cues
Strong analytical and quantitative skills, with the ability to interpret financial statements and other numeric data
Advanced proficiency in Microsoft Excel; experience with financial modeling or data analysis is a plus
Basic knowledge of, or coursework in, computer science, data analytics, or artificial intelligence tools, with an interest in applying technology to improve underwriting processes
Highly detail-oriented and organized, with the ability to manage multiple tasks and deadlines in a fast-paced environment
Ability to maintain confidentiality and exercise sound judgment when handling sensitive borrower and company information
Prior internship, coursework, or project experience in real estate, credit, or financial analysis is a plus but not required
Must be authorized to work in the United States for any employer and not require sponsorship, now or in the future.

Responsibilities

Assist in reviewing, updating, and maintaining Standard Operating Procedures (SOPs) for underwriting workflows
Support process improvement initiatives aimed at increasing efficiency, consistency, and accuracy across the underwriting pipeline
Help evaluate and refine systems and tools used in underwriting, including loan origination system workflows and data intake/reporting
Assist with client-facing coordination, including gathering documentation, tracking outstanding items, and supporting communication between underwriters and brokers/borrowers
Perform financial and credit analysis in support of underwriting decisions, including borrower financials, deal structure, and collateral analysis
Support deal management and pipeline tracking to help ensure deals move through stages on schedule and with proper documentation
Assist with financial spreading and analysis of borrower-provided operating statements (P&Ls, T12s, rent rolls)
Support preparation of underwriting packages, including market and comparable analysis
Help maintain data accuracy and consistency across multifamily underwriting models and templates
Identify inefficiencies or inconsistencies in current workflows and propose practical improvements
Assist in documenting process changes to support internal knowledge continuity and audit readiness
Collaborate with underwriters, credit analysts, and operations staff across both RTL and Multifamily teams
Maintain confidentiality and proper handling of sensitive borrower, deal, and company information at all times, consistent with company policy