Underwriting Consultant - Life Underwriting - Remote

Symetra • ,

5d • $96,700 - $161,200 • Remote

About The Position

At Symetra, we believe in empowering people to make a meaningful impact—and that includes our underwriters. As an Underwriting Consultant, you’ll bring your expertise, judgment, and curiosity to a role where thoughtful decisions truly matter. You’ll assess complex mortality risks with consistency and care, balancing sound underwriting principles with our commitment to meeting customer and market needs.

Requirements

• At least 7-10 years of cumulative, relevant experience
• Proven analytical and problem-solving skills
• Strong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra’s mortality standards
• Strong technical and financial underwriting skills
• Service-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment
• Strong interpersonal and communication skills (written and verbal)
• Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law.
• Strong negotiation skills.
• College degree preferred, high school diploma required.
• Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.

Responsibilities

• Review individual life insurance applications and underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines.
• Determine whether to accept, reject or modify life insurance risks by evaluation of applicant’s medical history, financial background, insurable interest and financial need.
• Confer with other Consultant-level Underwriters and up, Medical Director, Director of Indv Underwriting and/or Chief Underwriter on complex cases and situations not established by practice.
• Obtain second signature on cases that exceed designated underwriting authority.
• Meet established time service standards.
• Serve as a role model for other underwriters by establishing themselves as underwriting experts and as a “go to” person for underwriting issues.
• Act as Designee to handle high-visibility/high face amount or otherwise special cases.
• Communicate effectively with agents/producers to explain adverse underwriting decisions, while maintaining agency relationship and encouraging future business.
• Actively seek out/identify resources and projects to improve underwriting staff, and improve understanding of business line within the company and industry.
• Represent the underwriting function in inter-departmental meetings/projects.
• Represent Symetra at external functions as appropriate.

Benefits

• Flexible full-time or hybrid telecommuting arrangements
• 401(k) plan with immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Company matching for community contributions

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED