Underwriter (Real Estate Investment Lending)

New Silver•West Hartford, CT

3d•Remote

About The Position

New Silver is a technology-enabled private lender focused on financing residential real estate investors nationwide. The Underwriter evaluates loan opportunities, structures transactions, and helps maintain strong credit standards while supporting fast, reliable lending decisions. The role works closely with Loan Advisors, operations, and leadership and uses proprietary technology and underwriting tools. It is remote throughout the United States, with opportunities for in-office collaboration in West Hartford, Connecticut, or Portsmouth, New Hampshire. Connecticut, Massachusetts, and New Hampshire candidates are preferred.

Requirements

Experience in real estate lending, credit analysis, or loan underwriting, with a strong understanding of credit risk.
Strong analytical skills and ability to evaluate borrower financials, property valuations, and loan structures.
Sound judgment and confidence making well-reasoned credit recommendations.
Excellent attention to detail while maintaining a broader perspective.
Strong communication skills and ability to collaborate with sales, operations, and leadership.
Ability to work in a fast-paced environment while managing multiple transactions and deadlines.
Proficiency with Excel, loan origination systems, and modern financial technology.
A proactive, solutions-oriented problem-solver who takes ownership.

Nice To Haves

Familiarity with business-purpose residential investment loans, including fix-and-flip, ground-up construction, or DSCR financing.
Bachelor's degree in Finance, Accounting, Business, or a related field.
Candidates located in Connecticut, Massachusetts, or New Hampshire.

Responsibilities

Underwrite residential investment loans, including fix-and-flip, ground-up construction, and DSCR rental property financing.
Evaluate borrower creditworthiness, liquidity, experience, financial strength, and overall loan risk.
Analyze property valuations, appraisals, budgets, and collateral to determine appropriate loan structures.
Review borrower documentation, entity structures, and supporting financial information.
Identify potential risks, resolve exceptions, and recommend appropriate credit decisions.
Collaborate with Loan Advisors and operations to move qualified loans efficiently from application to closing.
Ensure loans meet internal credit policies and applicable investor and capital partner guidelines.
Use proprietary technology and underwriting tools to improve efficiency and accuracy.
Contribute to improvements in underwriting processes, credit policies, and risk management.